2 Cove Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 2 Cove Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1968
Lot Size	0.325 acres (14,170 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2020)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARW M:117 P:V30`

Property Details

APN / Parcel Number

Primary APN	`HARW M:117 P:V30`
Alternative APNs	`M:00117 B:V030 L:000` `10357`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,204 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,170 sqft (0.325 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10357
Street Address	2 COVE RD
City	HARWICH
State	MA
Zip	02645-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	2
Census Block	2004
Census Tract	11100

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14369 PADDOCK DR, WELLINGTON, FL 33414-7819
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Feb 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage WILLIAM RAVEIS MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	202051212
Deed Book / Page	33295 / 76
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	33295-76
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Sep 25, 2020
Property Address	2 COVE RD, HARWICH, MA 02645-1440
Document Number	33295-76
Book / Page	33295 / 76
Instrument Date	Sep 16, 2020
Instrument	51212
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PADDOCK DR, WELLINGTON, FL 33414

Mortgage

Document Number	51213
Date	Sep 25, 2020
Instrument	51213

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Feb 22, 2019
Property Address	2 COVE RD, HARWICH, MA 02645-1440
Document Number	31849-22
Book / Page	31849 / 22
Instrument Date	Feb 19, 2019
Instrument	7940
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SKIPPERS DR, HARWICH, MA 02645-3122

Mortgage

Document Number	7954
Date	Feb 22, 2019
Instrument	7954

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,135.00 (+6.99%)	$699,700 (+9.17%) Land $204,900 Building $494,800	$735,110
2024	$3,865.00 (+4.12%)	$640,900 (+14.63%) Land $174,000 Building $466,900
2023	$3,712.00 (+3.43%)	$559,100 (+26.32%) Land $158,100 Building $401,000
2022	$3,589.00	$442,600 Land $137,500 Building $305,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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