2 COUNTRY LN WATERLOO IL 622982016, WATERLOO, IL 62298-2016
Mortgage
Document Number
401586
Date
May 22, 2019
Instrument
401586
Lender
Name
ENDEAVOR CAP
Type
Funding / Finance Company
Address
CHESTERFIELD, MO 63017
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 21, 2049
Interest
Rate Type
Fixed Rate
Tax Assessment & Valuation
The 2025 property tax bill for 2 Country Ln was $5,553, up 6.3% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Monroe County
Municipality
Waterloo City
Unified School District
Waterloo Community Unit School District 5 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,553.00 (+6.34%)Homeowner's exemption
$96,760 (+2.68%)Land $21,710Building $75,050
$290,280 (+2.68%)Land $65,130Building $225,150
2024
$5,222.00
$94,235Land $20,340Building $73,895
$282,705Land $61,020Building $221,685
2022
Additional exemption filed
$71,460Land $18,400Building $53,060
$214,380Land $55,200Building $159,180
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 2 Country Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
8 (1993)
Claims Outside the SFHA
2 of 8
Most Recent Claim
Aug 1993 · Severe Storms & Flooding
Claims by Event
Severe Storms & Flooding, Aug 1993 · 8 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2 Country Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source
Groundwater
Last State Inspection
Dec 2025
Lead
1 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
30 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area