Beaufort County property record for 2 Cotton Ct, Beaufort, SC 29907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,664 sqft · built 1985 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,000 (Dec 2010) |
| Tax Bill | $1,544 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R20001400000970000 |
| Primary APN | R20001400000970000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.689 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 624 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 02458361 |
|---|---|
| Old Parcel Number | R20001400000970000 |
| Street Address | 2 COTTON CT |
| City | BEAUFORT |
| State | SC |
| Zip | 29907-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4112 |
| Legal Description | LOT 55 BLUFF FARM PLAT BK 31 P 208 |
| Legal Subdivision | BLUFF FARMS |
| Legal Lot Number | 55 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | ST. HELENA ISLAND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 902 |
2 Cotton Ct is owned and occupied by an individual who bought it in December 2010.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2 COTTON CT, BEAUFORT, SC 29907-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Aug 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2010 · Amount on File |
| Deed Sale | Dec 6, 2010 · Amount on File |
| Prior Sale | Dec 6, 2010 · Amount on File |
| Deed Document Number | 2010064309 |
| Deed Book / Page | 3016 / 0935 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 2 COTTON CT, BEAUFORT, SC 29907-2034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | WEEKS AND IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000077837 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 3953/68 |
| Instrument | 2020077837 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 2 COTTON CT, BEAUFORT, SC 29907-2034 |
| Document Number | 0000047420 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2 COTTON CT BEAUFORT SC 299072034, BEAUFORT, SC 29907-2034 |
| Document Number | 0000047420 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 003791/000503 |
| Instrument | 47420 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 8, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 2 COTTON CT, BEAUFORT, SC 29907-2034 |
| Document Number | 0000008309 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2 COTTON CT BEAUFORT SC 299072034, BEAUFORT, SC 29907-2034 |
| Document Number | 0000008309 |
|---|---|
| Date | Feb 18, 2019 |
| Book Page | 003738/000663 |
| Instrument | 8309 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 17, 2029 |
The 2025 property tax bill for 2 Cotton Ct was $1,544.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,544.00 | $10,170 (-31.47%) | |
| 2024 | $1,544.00 (+2.39%) | $14,840 (-) Land $2,680 Building $12,160 | $371,000 (-) Land $67,000 Building $304,000 |
| 2023 | $1,508.00 (+6.5%) | $14,840 (+46.12%) Land $2,680 Building $12,160 | $371,000 (+46.12%) Land $67,000 Building $304,000 |
| 2022 | $1,416.00 | $10,156 Land $2,200 Building $7,956 | $253,900 Land $55,000 Building $198,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Cotton Ct in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 243 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 333 units insured incl. 90 condo units |
| Nearby Flood Claims | 23 (1985–2020) |
| Claims Outside the SFHA | 16 of 23 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Cotton Ct is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures