2 Cottage St, Kingston, NH 03848 Property Records

Rockingham County and Kingston Town property record for 2 Cottage St, Kingston, NH 03848

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,963 sqft · built 1957
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$334,000 (Jul 2018)
Tax Bill$9,849 (2025)
Deeds & MortgagesNov 2023 Mortgage
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNKNGS M:00R34 B:000008 L:000000

Property Details

APN / Parcel Number

Primary APNKNGS M:00R34 B:000008 L:000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,963 sqft Living Area
Gross Area4,631 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address2 COTTAGE ST
CityKINGSTON
StateNH
Zip03848-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRAQ R
Legal Block8
JurisdictionKINGSTON TOWN NH
Township / Civil DivisionKINGSTON
Census Block Group4
Census Block4022
Census Tract105100

Owner

2 Cottage St is owned and occupied by two individuals who bought it in July 2018.

Source: Rockingham County and Kingston Town records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2 COTTAGE ST, KINGSTON, NH 03848-3015
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MERRIMACK VALLEY FCU
Mar 11, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Jul 6, 2018Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2018 · Amount on File
Deed SaleJul 6, 2018 · Amount on File
Prior SaleOct 26, 2015 · Amount on File
Deed Document Number201826481
Deed Book / Page5928 / 339
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGSTON TOWN NH
Property Address2 COTTAGE ST, KINGSTON, NH 03848-3015
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06519-2473
DateNov 22, 2023
Book Page6519/2473
Instrument23035497
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term61 Months
DueDec 1, 2028

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGSTON TOWN NH
Property Address2 COTTAGE ST, KINGSTON, NH 03848-3015
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6248-2394
DateMar 11, 2021
Book Page6248/2394
Instrument21016347
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKINGSTON TOWN NH
Recording DateJul 6, 2018
Property Address2 COTTAGE ST, KINGSTON, NH 03848-3015
Document Number0059280339
Book / Page005928 / 000339
Instrument DateJul 6, 2018
Instrument26481
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,010.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 COTTAGE ST KINGSTON NH 038483015, KINGSTON, NH 03848-3015

Mortgage

Document Number59280341
DateJul 6, 2018
Book Page005928/000341
Instrument26482
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 Cottage St was $9,849, up 7.8% from the year before.

Source: Rockingham County and Kingston Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionKingston Town
Unified School DistrictSanborn Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,849.00 (+7.77%)$550,200 (-) Land $124,300 Building $425,900
2024$9,139.00$550,200 Land $124,300 Building $425,900
2023$540,930
2022$7,596.00$334,500 Land $84,000 Building $250,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Cottage St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimFeb 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cottage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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