2 Cottage St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 2 Cottage St, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,290 sqft · built 1888
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Company Names on Record
Last Sale	$232,000 (Nov 2011)
Tax Bill	$5,813 (2026)
Deeds & Mortgages	Jan 2024 Transfer May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-52-0723`

Property Details

APN / Parcel Number

Primary APN	`51-52-0723`
Alternative APNs	`FRAM M:051 B:52 L:0723 U:000` `M:297.0 B:0206 L:0005.0` `F_685028_2942736` `7598`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
Gross Area	2,245 sqft
1st Floor Area	716 sqft
Basement Area	716 sqft
Unfinished Basement	716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7598
Street Address	2 COTTAGE ST
City	FRAMINGHAM
State	MA
Zip	01701-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	52
Legal Lot Number	723
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	3
Census Block	3005
Census Tract	383700

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2 COTTAGE ST, FRAMINGHAM, MA 01701-3526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Quit Claim Deed, Transfer Quitclaim
May 24, 2018	Deed of Trust, Mortgage METROWEST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2011 · Amount on Record
Deed Sale	Nov 16, 2011 · Amount on Record
Prior Sale	Aug 19, 1987 · Amount on Record
Deed Document Number	201120
Deed Book / Page	57882 / 221
Last Transfer Date	Jan 25, 2024
Transfer Doc	082433-189
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Jan 26, 2024
Property Address	2 COTTAGE ST, FRAMINGHAM, MA 01701-3526
Document Number	082433-189
Book / Page	82433 / 189
Instrument Date	Jan 25, 2024
Instrument	9006
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COTTAGE ST, FRAMINGHAM, MA 01701-3526

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	2 COTTAGE ST, FRAMINGHAM, MA 01701-3526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71056-339
Date	May 24, 2018
Book Page	71056/339
Instrument	73475

Lender

Name	METROWEST CMNTY FCU

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 1, 2023

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,813.00 (+1.66%)	$491,400 (+2.61%) Land $186,000 Building $305,400	$552,759 (+23.2%)
2025	$5,718.00 (-9.35%)	$478,900 (-5.41%) Land $177,100 Building $301,800	$448,685 (-10.33%)
2024	$6,308.00 (+4.42%)	$506,300 (+9.71%) Land $225,600 Building $280,700	$500,365
2023	$6,041.00	$461,500 Land $201,400 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 2 condo units
Nearby Flood Claims	9 (1979–2000)
Most Recent Claim	Nov 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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