Westchester County and New Castle Town property record for 2 Cottage Rd, Mount Kisco, NY 10549
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,315 sqft · built 1958 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,140,000 (May 2018) |
| Tax Bill | $36,928 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 93.11-1-15 |
| Primary APN | 553600 93.11-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,315 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| 2nd Floor Area | 1,046 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 68,389 sqft (1.57 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 539 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 3946000 |
|---|---|
| Street Address | 2 COTTAGE RD |
| City | MOUNT KISCO |
| State | NY |
| Zip | 10549-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Subdivision | LAWRENCE FARMS |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 13102 |
2 Cottage Rd is owned and occupied by two individuals who bought it in May 2018.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 COTTAGE RD, MOUNT KISCO, NY 10549-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| May 17, 2018 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| May 17, 2018 | Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on File |
| Deed Sale | May 17, 2018 · Amount on File |
| Prior Sale | Nov 26, 2014 · Amount on File |
| Deed Document Number | 2018581243091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 COTTAGE RD, MOUNT KISCO, NY 10549-4500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 143 ARMONK RD, MOUNT KISCO, NY 10549-4600 |
| Document Number | 0612523455 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 612523455 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 COTTAGE RD, MOUNT KISCO, NY 10549-4500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST CHOICE TITLE AGENCY IN |
| Name | Verified Name |
|---|
| Document Number | 0581353272 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 581353272 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Bank |
| Address | WOBURN, MA 01801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 17, 2018 |
| Property Address | 2 COTTAGE RD, MOUNT KISCO, NY 10549-4500 |
| Document Number | 0581243091 |
| Map Reference | MAP3663 |
| Instrument Date | May 4, 2018 |
| Instrument | 581243091 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FIRST CHOICE TITLE AGENCY IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE RD, 2, MOUNT KISCO, NY 10549-4500 |
| Name | Verified Name |
|---|---|
| Address | 100 OLD POST RD N, CROTON ON HUDSON, NY 10520-1936 |
| Document Number | 0581353268 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 581353268 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 2 Cottage Rd was $36,928, up 19.4% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,928.00 (+19.43%) | ||
| 2025 | $30,920.00 | $220,000 (-) Land $75,000 Building $145,000 | $1,577,061 (+0.86%) Land $537,634 Building $1,039,427 |
| 2024 | $220,000 (-) Land $75,000 Building $145,000 | $1,563,610 (+5.19%) Land $533,049 Building $1,030,561 | |
| 2023 | $220,000 Land $75,000 Building $145,000 | $1,486,487 Land $506,757 Building $979,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Cottage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Cottage Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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