Rockland County and Ramapo Town property record for 2 Cottage Ln, Suffern, NY 10901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,844 sqft · built 1968 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Aug 2022 Transfer Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 32.07-1-15 |
| Primary APN | 392689 32.07-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 35,284 sqft (0.81 acres) |
| Lot Dimensions | 222 ft deep x 145 ft wide |
| Garage Type | Basement |
| Patio Area | 140 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00427860000 |
|---|---|
| Old Parcel Number | 268903200700010150000000 |
| Street Address | 2 COTTAGE LN |
| City | SUFFERN |
| State | NY |
| Zip | 10901-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-80 |
| Legal Description | LOT:15.000 BLK:1 SEC:32.07 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Subdivision | COBBLESTONE FARMS |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 11601 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2 COTTAGE LN, SUFFERN, NY 10901-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2022 | Intrafamily Transfer, Transfer |
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARK MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2022 |
| Transfer Doc | 0000028009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 3, 2022 |
| Property Address | 2 COTTAGE LN, SUFFERN, NY 10901-1001 |
| Document Number | 0000028009 |
| Map Reference | BK 74 PG 7 MAP 3631 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022-00028009 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 COTTAGE LN, SUFFERN, NY 10901-1001 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 COTTAGE LN, SUFFERN, NY 10901-1001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TRACK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006466 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017-00006466 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 COTTAGE LN, SUFFERN, NY 10901-1001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005749 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 2020-00005749 |
| Name | ARK MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $42,900 (+0.94%) Land $17,200 Building $25,700 | $552,835 (+975.55%) Land $221,649 Building $331,186 |
| 2023 | $42,500 Land $17,200 Building $25,300 | $51,400 Land $20,802 Building $30,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1979–2011) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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