2 Cottage Ave, Holyoke, MA 01040 Property Records

Hampden County and Westfield City property record for 2 Cottage Ave, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1971
Lot Size	0.356 acres (15,500 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2011)
Tax Bill	$3,862 (2026)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:279 L:48`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:279 L:48`
Alternative APN	`M:329279 B:00048 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
Gross Area	2,152 sqft
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,500 sqft (0.356 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2 COTTAGE AVE
City	HOLYOKE
State	MA
Zip	01040-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	48
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4008
Census Tract	812500

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	42 COTTAGE ST, SOUTHWICK, MA 01077-9640
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 13, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2011 · Amount on Record
Deed Sale	Apr 29, 2011 · Amount on Record
Prior Sale	Feb 28, 1994 · Amount on Record
Deed Document Number	20112
Deed Book / Page	18754 / 494
Last Transfer Date	Dec 28, 2023
Transfer Doc	015068-108
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 13, 2024
Property Address	2 COTTAGE AVE, HOLYOKE, MA 01040-2407
Document Number	015068-108
Book / Page	15068 / 108
Instrument Date	Dec 28, 2023
Instrument	1998
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COTTAGE AVE, SOUTHAMPTON, MA 01073
Investor	Possibly a Property Investor

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 13, 2024
Property Address	2 COTTAGE AVE, HOLYOKE, MA 01040-2407
Document Number	025318-464
Book / Page	25318 / 464
Instrument Date	Dec 28, 2023
Instrument	6179
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COTTAGE ST, SOUTHWICK, MA 01077-9640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,862.00 (+4.83%)	$258,700 (+6.59%) Land $95,200 Building $163,500	$286,411 (-22.8%)
2025	$3,684.00 (+2.59%)	$242,700 (+14.75%) Land $99,700 Building $143,000	$370,975 (+5.71%)
2024			$350,930
2023	$3,591.00	$211,500 Land $86,200 Building $125,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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