2 Coronado Pointe, Laguna Niguel, CA 92677 Property Records

Orange County property record for 2 Coronado Pointe, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,622 sqft · built 1995
Lot Size	0.254 acres (11,050 sqft)
Owner	Company Name on Record
Last Sale	$1,850,000 (Jul 2011)
Tax Bill	$23,383 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`656-391-09`

Property Details

APN / Parcel Number

Primary APN	`656-391-09`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,622 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	11,050 sqft (0.254 acres)
Garage Area	645 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	2 CORONADO POINTE
City	LAGUNA NIGUEL
State	CA
Zip	92677-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12764 BLK LOT 45
Legal Subdivision	TR 12764
Legal Tract	12764
Legal Lot Number	45
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1011
Census Tract	42325

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 CORONADO POINTE, LAGUNA NIGUEL, CA 92677-5544
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY BANK
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit MORGAN STANLEY BANK
Apr 15, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2011 · Amount on Record
Deed Sale	Jul 25, 2011 · Amount on Record
Prior Sale	Jul 11, 1996 · Amount on Record
Deed Document Number	2011359944
Last Transfer Date	Jul 26, 2011
Transfer Doc	0000366446
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 1, 2026
Property Address	2 CORONADO POINTE, LAGUNA NIGUEL, CA 92677-5544
Document Number	0000126778
Instrument Date	Apr 10, 2026
Instrument	2026126778
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2 CORONADO POINTE, LAGUNA NIGUEL, CA 92677-5544

Mortgage

Document Number	0000126778,
Date	May 1, 2026
Instrument	2026126778

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 15, 2026
Property Address	2 CORONADO POINTE, LAGUNA NIGUEL, CA 92677-5544
Document Number	0000107432
Instrument Date	Apr 10, 2026
Instrument	2026107432
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2 CORONADO POINTE, LAGUNA NIGUEL, CA 92677-5544

Mortgage

Document Number	0000107432,
Date	Apr 15, 2026
Instrument	2026107432

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 CORONADO POINTE, LAGUNA NIGUEL, CA 92677-5544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TTL CO OF SOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119631
Date	Apr 15, 2019
Instrument	2019000119631

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,370,172 (+2%) Land $1,441,244 Building $928,928
2025	$23,383.00 (+1.7%) Homeowner's exemption	$2,323,699 (+4.04%) Land $1,412,985 Building $910,714
2024	$22,992.00 (+2.17%)
2023	$22,504.00 (+1.95%) Homeowner's exemption	$2,233,468 Land $1,358,118 Building $875,350
2022	$22,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1997–2010)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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