2 Cordray St, Bluffton, SC 29910 Property Records

Beaufort County property record for 2 Cordray St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,207 sqft · built 2003
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$681,500 (Oct 2025)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2025 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R61003000006150000`

Property Details

APN / Parcel Number

Primary APN	`R61003000006150000`
Alternative APN	`11036695`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	2,207 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11036695
Old Parcel Number	R61003000006150000
Street Address	2 CORDRAY ST
City	BLUFFTON
State	SC
Zip	29910-7841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 69 SHELL HALL S/D PH IA PB91 P41
Legal Subdivision	SHELL HALL S/D PH IA BUCKWALTE
Legal Phase	1A
Legal Lot Number	69
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2106

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	140 TURNBERRY CT, BLUFFTON, SC 29909-1025
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 20, 2025	Warranty Deed, Transfer · Line of Credit SYNOVUS BANK
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jul 3, 2019	Warranty Deed, Transfer · ARM COASTAL STATES MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	2025047263
Deed Book / Page	4475 / 335
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	2 CORDRAY ST, BLUFFTON, SC 29910-7841
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019363
Date	Mar 30, 2022
Book Page	4130/3105
Instrument	2022019363

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 20, 2025
Property Address	2 CORDRAY ST, BLUFFTON, SC 29910-7841
Document Number	0000047263
Book / Page	4475 / 335
Map Reference	MB 91 PG 41
Instrument Date	Sep 27, 2025
Instrument	2025047263
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 TURNBERRY CT, BLUFFTON, SC 29909-1025

Mortgage

Document Number	0000047264
Date	Oct 20, 2025
Instrument	2025047264

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	2 CORDRAY ST, BLUFFTON, SC 29910-7841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065113
Date	Nov 6, 2020
Book Page	3931/2724
Instrument	2020065113

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	2 CORDRAY ST, BLUFFTON, SC 29910-7841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048287
Date	Aug 31, 2020
Book Page	3902/2786
Instrument	2020048287

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 3, 2019
Property Address	2 CORDRAY ST, BLUFFTON, SC 29910-7841
Document Number	0000035122
Book / Page	3773 / 2018
Map Reference	MB 91 PG 41
Instrument Date	Jun 13, 2019
Instrument	2019035122
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,311.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 802, BLUFFTON, SC 29910-0802

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 CORDRAY ST, BLUFFTON, SC 29910-7841

Mortgage

Document Number	0000035123
Date	Jul 3, 2019
Instrument	2019035123

Lender

Name	COASTAL STATES MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.68%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	4.68%
Max Rate At Change	9.68%
Index	1-Year LIBOR
Max Rate	9.68%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,733.00 (-0.07%)	$16,440 (-23.71%)
2024	$2,735.00	$21,548 (-) Land $3,000 Building $18,548	$538,700 (-) Land $75,000 Building $463,700
2023	$2,735.00 (+8.4%)	$21,548 (+50.77%) Land $3,000 Building $18,548	$538,700 (+50.77%) Land $75,000 Building $463,700
2022	$2,523.00	$14,292 Land $1,400 Building $12,892	$357,300 Land $35,000 Building $322,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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