Westchester County and Rye City property record for 2 Cope Cir, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,661 sqft · built 1987 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,650,000 (Aug 2024) |
| Tax Bill | $30,351 (2026) |
| Deeds & Mortgages | Jul 2025 Refinance Jul 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 139-15-1-13-5 |
| Primary APN | 551400 139-15-1-13-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,661 sqft Living Area |
| 1st Floor Area | 1,741 sqft |
| 2nd Floor Area | 1,920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | Central |
|---|
| Street Address | 2 COPE CIR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 13.005 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 7700 |
2 Cope Cir is owned by two individuals who bought it in August 2024.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 WILLETT AVE, 11, PORT CHESTER, NY 10573-4344 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jul 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 6, 2024 | Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on File |
| Deed Sale | Aug 6, 2024 · Amount on File |
| Prior Sale | Jul 3, 2013 · Amount on File |
| Deed Document Number | 20243017 |
| Prior Transfer Date | Jun 23, 2000 |
| Prior Transfer Doc | 0402980673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 COPE CIR, RYE, NY 10580-2041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2 COPE CIR, RYE, NY 10580-2041 |
| Document Number | 0651823123 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 651823123 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 COPE CIR, RYE, NY 10580-2041 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | LUXURY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2 COPE CIR, RYE, NY 10580-2041 |
| Document Number | 0651823114 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 651823114 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 6, 2024 |
| Property Address | 2 COPE CIR, RYE, NY 10580-2041 |
| Document Number | 0641753017 |
| Map Reference | MAP 21589 |
| Instrument Date | Jul 9, 2024 |
| Instrument | 641753017 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 COPE CIR, RYE, NY 10580-2041 |
| Name | Verified Name |
|---|---|
| Address | 21 WILLETT AVE # 11, 11, PORT CHESTER, NY 10573-4344 |
| Document Number | 0641923414 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 641923414 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.2% |
| Document Number | 0641923405 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 641923405 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Min Rate At Change | 2.75% |
|---|---|
| Max Rate At Change | 11.2% |
The 2026 property tax bill for 2 Cope Cir was $30,351, up 11% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,351.00 (+11%) | ||
| 2025 | $27,344.00 | $23,500 (-) Land $7,900 Building $15,600 | $1,991,526 (+6.78%) Land $669,492 Building $1,322,034 |
| 2024 | $23,500 (-) Land $7,900 Building $15,600 | $1,865,079 (+2.38%) Land $626,984 Building $1,238,095 | |
| 2023 | $23,500 Land $7,900 Building $15,600 | $1,821,705 Land $612,403 Building $1,209,302 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Cope Cir in Zone X, an area of minimal flood risk, though there have been 559 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Cope Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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