2 Copa del Oro, Monterey, CA 93940 Property Records

Monterey County property record for 2 Copa del Oro, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,926 sqft · built 1938
Lot Size	0.758 acres (33,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,800,000 (Jul 2019)
Tax Bill	$22,560 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-743-010-000`

Property Details

APN / Parcel Number

Primary APN	`001-743-010-000`
Alternative APN	`001-743-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,926 sqft Living Area
1st Floor Area	2,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	33,000 sqft (0.758 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-743-010
Street Address	2 COPA DEL ORO
City	MONTEREY
State	CA
Zip	93940-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS MP OF LA MESA REDONDA TR NO 1 LOT 6 BLK 2 .784 AC
Legal Subdivision	ASSRS MP OF LA MESA REDONDA
Legal Tract	1
Legal Block	2
Legal Lot Number	6
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4005
Census Tract	13000

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 JOHNSON AVE, LOS GATOS, CA 95030-6219
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 26, 2019	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Aug 15, 2003 · Amount on Record
Deed Document Number	201931323
Prior Transfer Date	Mar 26, 2012
Prior Transfer Doc	0000020135
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 COPA DEL ORO, MONTEREY, CA 93940-4604
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 JOHNSON AVE, LOS GATOS, CA 95030-6219

Mortgage

Document Number	0000026616
Date	Apr 13, 2021
Instrument	2021026616

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 26, 2019
Property Address	2 COPA DEL ORO, MONTEREY, CA 93940-4604
Document Number	0000031323
Map Reference	MB 3 PG 64
Instrument Date	Jul 17, 2019
Instrument	2019031323
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 JOHNSON AVE, LOS GATOS, CA 95030-6219

Mortgage

Document Number	0000031324
Date	Jul 26, 2019
Instrument	2019031324

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,007,929 (+2%) Land $1,338,620 Building $669,309
2025	$22,560.00 (+9.43%)	$1,968,559 (+4.04%) Land $1,312,373 Building $656,186
2023	$20,616.00 (+1.39%)	$1,892,119 Land $1,261,413 Building $630,706
2022	$20,333.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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