Caldwell County property record for 2 Cook St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2006 |
| Lot Size | 0.463 acres (20,160 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,000 (Dec 2006) |
| Tax Bill | $1,237 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 22 1 6B |
| Primary APN | 08 22 1 6B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Heated Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,160 sqft (0.463 acres) |
| Lot Dimensions | 168 ft deep x 36 ft wide |
| Garage Type | Finished |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 131857 |
|---|---|
| Street Address | 2 COOK ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1621 YR 349 YR 06 ST 256.00 |
| Legal Subdivision | SUMMITT DEV GROUP LLC |
| Legal Lot Number | 2 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 31402 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 COOK ST, GRANITE FALLS, NC 28630-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2006 · Amount on Record |
| Deed Sale | Dec 4, 2006 · Amount on Record |
| Deed Book / Page | 1621 / 349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 2 COOK ST, GRANITE FALLS, NC 28630-1744 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2 COOK ST, GRANITE FALLS, NC 28630-1744 |
| Document Number | 0020920613 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 2092/613 |
| Instrument | 10088147 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,237.00 (-25.66%) | $261,300 (-) Land $16,100 Building $245,200 | |
| 2025 | $1,664.00 (+80.28%) | $261,300 (+78.12%) Land $16,100 Building $245,200 | $261,300 (+78.12%) Land $16,100 Building $245,200 |
| 2023 | $146,700 (-) Land $16,100 Building $130,600 | $146,700 (-) Land $16,100 Building $130,600 | |
| 2022 | $923.00 | $146,700 Land $16,100 Building $130,600 | $146,700 Land $16,100 Building $130,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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