2 Congress St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 2 Congress St, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,587 sqft · built 1856
Lot Size	0.162 acres (7,066 sqft)
Owner	Individual Name on Record
Last Sale	$171,500 (Dec 1996)
Tax Bill	$7,864 (2026)
Deeds & Mortgages	Jun 2022 Transfer May 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3-026-00035`

Property Details

APN / Parcel Number

Primary APN	`3-026-00035`
Alternative APN	`WORC M:03 B:026 L:00035`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	3,587 sqft Living Area
Gross Area	5,780 sqft
1st Floor Area	1,578 sqft
Attic	Attic
Attic Area	1,296 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Slate
Lot Area	7,066 sqft (0.162 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	3-026-00035
Street Address	2 CONGRESS ST
City	WORCESTER
State	MA
Zip	01609-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	26
Legal Lot Number	35
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3001
Census Tract	731500

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 CONGRESS ST, WORCESTER, MA 01609-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Quit Claim Deed, Transfer Quitclaim
May 9, 2017	Deed of Trust, Mortgage TCF BANK
May 17, 2017	Deed of Trust, Mortgage CBC NATIONAL BK
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU
Aug 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MILEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 1996 · Amount on Record
Deed Sale	Dec 20, 1996 · Amount on Record
Deed Book / Page	18488 / 29
Last Transfer Date	Jun 3, 2022
Transfer Doc	067697-262
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 3, 2022
Property Address	2 CONGRESS ST, WORCESTER, MA 01609-2003
Document Number	067697-262
Book / Page	67697 / 262
Instrument Date	Jun 3, 2022
Instrument	60869
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CONGRESS ST, WORCESTER, MA 01609-2003

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	2 CONGRESS ST, WORCESTER, MA 01609-2003
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57087-68
Date	May 9, 2017
Book Page	57087/68
Instrument	46510

Lender

Name	TCF BANK

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	2 CONGRESS ST, WORCESTER, MA 01609-2003
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57126-105
Date	May 17, 2017
Book Page	57126/105
Instrument	49828

Lender

Name	CBC NATIONAL BK

Agreement

Amount	Amount Recorded
Term	348 Months
Due	May 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	2 CONGRESS ST, WORCESTER, MA 01609-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63352-312
Date	Sep 28, 2020
Book Page	63352/312
Instrument	112685

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	2 CONGRESS ST, WORCESTER, MA 01609-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63043-296
Date	Aug 18, 2020
Book Page	63043/296
Instrument	92222

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	2 CONGRESS ST, WORCESTER, MA 01609-2003
Document Number	61431-323
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CONGRESS ST WORCESTER MA 016092003, WORCESTER, MA 01609-2003

Mortgage

Document Number	61431-323
Date	Nov 18, 2019
Book Page	061431/000323
Instrument	123440

Lender

Name	MILEND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,864.00 (+1.72%)	$592,200 (+1.04%) Land $65,400 Building $526,800	$669,047 (+13.46%)
2025	$7,731.00 (+7.24%)	$586,100 (+16.59%) Land $64,700 Building $521,400	$589,665 (+10.6%)
2024			$533,140
2023	$7,209.00	$502,700 Land $51,100 Building $451,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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