Flagler County property record for 2 Concord Pl, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,224 sqft · built 1981 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,900 (May 2020) |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7014-00030-0390 |
| Primary APN | 07-11-31-7014-00030-0390 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 2,391 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Pool Area | 312 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2 CONCORD PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 14 BLOCK 00003 LOT 0039 SUBDIVISION COMPLETION YEAR 1978 OR 159 PG 476OR 464 PG 178 OR 767 PG 1010 OR 1561/38 OR 1750/653 OR 2126/1814-ANNA MARIE SMITH PR OR 2159/819 OR 2298/455-DC OR 2298/456-DC OR 2298/459 OR 2442/1210 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 3 |
| Legal Lot Number | 39 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60105 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 CONCORD PL, PALM COAST, FL 32137-8941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 8, 2018 | Warranty Deed, Transfer AAA TITLE AGENCY AND ESCROW SERVICES I |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on Record |
| Deed Sale | May 18, 2020 · Amount on Record |
| Prior Sale | Aug 8, 2018 · Amount on Record |
| Deed Document Number | 202018342 |
| Deed Book / Page | 2442 / 1210 |
| Prior Transfer Date | Nov 30, 2009 |
| Prior Transfer Doc | 0017500653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 18, 2020 |
| Property Address | 2 CONCORD PL, PALM COAST, FL 32137-8941 |
| Document Number | 0024421210 |
| Book / Page | 2442 / 1210 |
| Map Reference | MB 6 PG 54-58 |
| Instrument Date | May 7, 2020 |
| Instrument | 2020018342 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,644.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 ROYAL OAK LN, 101, KATHLEEN, GA 31047-2149 |
| Name | Verified Name |
|---|---|
| Address | 2 CONCORD PL, PALM COAST, FL 32137-8941 |
| Document Number | 0024421212 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2442/1212 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 8, 2018 |
| Property Address | 2 CONCORD PL, PALM COAST, FL 32137-8941 |
| Document Number | 0022980459 |
| Book / Page | 002298 / 000459 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 29645 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | AAA TITLE AGENCY AND ESCROW SERVICES I |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,309.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 ROYAL OAK LN KATHLEEN GA 310472149, KATHLEEN, GA 31047-2149 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,283.00 (+2.7%) Homeowner's exemption | $168,795 (+5.99%) | $281,531 (+4.36%) Land $67,500 Building $214,031 |
| 2024 | $2,223.00 (+2.96%) | ||
| 2023 | $2,159.00 (+1.41%) Homeowner's exemption | $159,260 (+3%) | $269,768 (+1.96%) Land $59,500 Building $210,268 |
| 2022 | $2,129.00 Homeowner's exemption | $154,622 | $264,583 Land $67,500 Building $197,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 392 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 418 units insured incl. 26 condo units |
| Nearby Flood Claims | 35 (1987–2022) |
| Claims Outside the SFHA | 22 of 35 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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