2 Concord Cir, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 2 Concord Cir, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1986
Lot Size	0.232 acres (10,093 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2024)
Tax Bill	$10,508 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-12-00001`

Property Details

APN / Parcel Number

Primary APN	`21-00084-12-00001`
Alternative APNs	`2100084001200001` `21200100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	10,093 sqft (0.232 acres)
Lot Dimensions	98 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	21200100
Street Address	2 CONCORD CIR
City	HOWELL
State	NJ
Zip	07731-1562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	BROOKSIDE SEC 01
Legal Block	84.12
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1007
Census Tract	811303

Owner

2 Concord Cir is owned and occupied by two individuals who bought it in July 2024.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 CONCORD CIR, HOWELL, NJ 07731-1562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 20, 2021	Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Oct 20, 2021 · Amount on File
Deed Document Number	202444914
Deed Book / Page	9694 / 6875
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 CONCORD CIR, HOWELL, NJ 07731-1562
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	MADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CONCORD CIR, HOWELL, NJ 07731-1557

Mortgage

Document Number	0097771988
Date	Jan 28, 2026
Book Page	9777/1988
Instrument	2026008301

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.9%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 20, 2021
Property Address	2 CONCORD CIR, HOWELL, NJ 07731-1562
Document Number	0095524533
Book / Page	9552 / 4533
Instrument Date	Oct 12, 2021
Instrument	2021155117
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	RMS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 REED RD, 626, JACKSON, NJ 08527-4734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CONCORD CIR, HOWELL, NJ 07731-1562

Mortgage

Document Number	2021155118
Date	Oct 20, 2021
Instrument	2021155118

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 CONCORD CIR, HOWELL, NJ 07731-1562
Document Number	0000124284
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	CLEAR TO CLOSE TITLE SERVICES INC, CLEAR TO CLOSE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 CONCORD CIR HOWELL NJ 077311562, HOWELL, NJ 07731-1562

Mortgage

Document Number	0000124284
Date	Dec 27, 2019
Book Page	009387/007086
Instrument	124284

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2 Concord Cir was $10,508, up 8.2% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,900 (-0.44%) Land $406,500 Building $201,400	$607,900 (-0.44%) Land $406,500 Building $201,400
2025	$10,508.00 (+8.17%)	$610,600 Land $386,500 Building $224,100	$610,600 Land $386,500 Building $224,100
2024	$9,714.00
2023		$490,600 Land $276,500 Building $214,100	$490,600 Land $276,500 Building $214,100
2022	$8,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Concord Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Concord Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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