2 Compass Dr, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 2 Compass Dr, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,734 sqft · built 1972
Lot Size0.364 acres (15,874 sqft)
Owner2 Individual Names on Record
Last Sale$404,000 (Jul 2018)
Tax Bill$4,508 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Sep 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNHARW M:75 P:A3-1

Property Details

APN / Parcel Number

Primary APNHARW M:75 P:A3-1
Alternative APNs
  • M:00075 B:A003 L:001
  • 6231

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,734 sqft Living Area
Gross Area4,468 sqft
1st Floor Area1,734 sqft
Basement Area1,508 sqft
Unfinished Basement1,508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,874 sqft (0.364 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number6231
Street Address2 COMPASS DR
CityHARWICH
StateMA
Zip02645-2222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group2
Census Block2000
Census Tract11200

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 COMPASS DR, HARWICH, MA 02645-2222
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD COOPERATIVE BANK
Jul 25, 2018Quit Claim Deed, Transfer · Conventional with PMI
CAPE COD BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2018 · Amount on Record
Deed SaleJul 25, 2018 · Amount on Record
Deed Book / Page31425 / 261
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address2 COMPASS DR, HARWICH, MA 02645-2222
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035065-337
DateApr 22, 2022
Book Page35065/337
Instrument20883
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address2 COMPASS DR, HARWICH, MA 02645-2222
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33253-293
DateSep 14, 2020
Book Page33253/293
Instrument48100
Lender
NameCAPE COD COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateJul 25, 2018
Property Address2 COMPASS DR, HARWICH, MA 02645-2222
Document Number31425-261
Book / Page031425 / 000261
Instrument DateJul 23, 2018
Instrument36133
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,302.80
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 COMPASS DR HARWICH MA 026452222, HARWICH, MA 02645-2222

Mortgage

Document Number31425-264
DateJul 25, 2018
Book Page031425/000264
Instrument36134
Lender
NameCAPE COD BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 24, 2048
Interest
Rate3.88%

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,508.00 (+6.77%)$762,800 (+8.94%) Land $206,700 Building $556,100$672,410
2024$4,222.00 (+4.17%)$700,200 (+14.71%) Land $175,500 Building $524,700
2023$4,053.00$610,400 Land $159,500 Building $450,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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