2 Collins Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2 Collins Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1983
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$141,600 (Feb 2020)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160650A084`

Property Details

APN / Parcel Number

Primary APN	`160650A084`
Alternative APN	`6-0011-5595-00-0182.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	4,416 sqft
1st Floor Area	1,984 sqft
Basement Area	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	160650A084
Street Address	2 COLLINS CT
City	SAINT CHARLES
State	MO
Zip	63303-3162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE0
Legal Description	SCARSDALE MANOR #2 LOT 182
Legal Subdivision	SCARSDALE MANOR #2
Legal Lot Number	182
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	3
Census Block	3010
Census Tract	310903

Owner

2 Collins Ct is owned and occupied by two individuals who bought it in February 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 COLLINS CT, SAINT CHARLES, MO 63303-3162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Deed Document Number	2020109770
Deed Book / Page	7235 / 1027
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 24, 2020
Property Address	2 COLLINS CT, SAINT CHARLES, MO 63303-3162
Document Number	0072351027
Book / Page	007235 / 001027
Instrument Date	Feb 14, 2020
Instrument	109770
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COLLINS CT ST CHARLES MO 633033162, ST CHARLES, MO 63303-3162

Mortgage

Document Number	72351030
Date	Feb 24, 2020
Book Page	007235/001030
Instrument	109780

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Collins Ct was $4,357, up 4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,674 (-)	$366,705 (-) Building $366,705
2025	$4,357.00 (+3.99%)	$69,674	$366,705 Building $366,705
2024	$4,190.00
2023		$65,417
2022			$344,301 Building $344,301

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Collins Ct in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	75 (1979–2020)
Claims Outside the SFHA	1 of 75
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1993 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Collins Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20