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  5. Colliery Dr

2 Colliery Dr, Thurmont, MD 21788 Property Records

Frederick County property record for 2 Colliery Dr, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,764 sqft · built 1989
Lot Size0.279 acres (12,194 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jul 2020)
Tax Bill$4,010 (2023)
Deeds & MortgagesOct 2021 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-348054

Property Details

APN / Parcel Number

Primary APN15-348054
Alternative APN
  • 348054

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,764 sqft Total Area
1st Floor Area1,181 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,194 sqft (0.279 acres)
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number348054
Street Address2 COLLIERY DR
CityTHURMONT
StateMD
Zip21788-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 130 SEC 1 12194 SQ. FT. GATEWAY
Legal SubdivisionGATEWAY
Legal Lot Number130
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2008
Census Tract753001

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 COLLIERY DR, THURMONT, MD 21788-3102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · VA Mortgage
EMBRACE HOME LOANS INC
Jul 21, 2020Grant Deed, Transfer · VA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleJul 23, 2014 · Amount on Record
Deed Document Number0013909230
Deed Book / Page13909 / 230
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2 COLLIERY DR, THURMONT, MD 21788-3102
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154120200
DateOct 21, 2021
Book Page15412/200
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term346 Months
DueAug 1, 2050

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJul 21, 2020
Property Address2 COLLIERY DR, THURMONT, MD 21788-3102
Document Number0139090230
Book / Page013909 / 000230
Instrument DateJul 17, 2020
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyCLEAR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2 COLLIERY DR THURMONT MD 217883102, THURMONT, MD 21788-3102

Mortgage

Document Number139090237
DateJul 21, 2020
Book Page013909/000237
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,010.00$262,800 Land $57,500 Building $205,300$262,800 Land $57,500 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF THURMONT
serves 6,200 people · EPA ID MD0100023
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead4 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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