2 Cold Spring Cir, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 2 Cold Spring Cir, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,055 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2024)
Tax Bill	$8,769 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`COM-0006311`

Property Details

APN / Parcel Number

Primary APN	`COM-0006311`
Alternative APNs	`26001181800002017000` `262600 118.18-2-17`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	951 sqft
Finished Basement	951 sqft
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	130 ft deep x 55.3 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	COM-0006311
Street Address	2 COLD SPRING CIR
City	ROCHESTER
State	NY
Zip	14624-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	LOT 1 TWP 1 SH RNG COLD SPRINGS L-17 235-35
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	3
Census Block	3004
Census Tract	14202

Owner

2 Cold Spring Cir is owned by an individual who bought it in August 2024.

Source: Monroe County and Gates Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4794 LYELL RD, SPENCERPORT, NY 14559-2012
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 19, 2024	Executor's Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Dec 12, 1996 · Amount on File
Deed Document Number	20241196
Deed Book / Page	12994 / 124
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Oct 5, 2026
Property Address	2 COLD SPRING CIR, ROCHESTER, NY 14624-2451
Document Number	0003472588
Book / Page	31454 / 191
Instrument Date	Sep 30, 2026
Instrument	20263472588
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COLD SPRING CIR, ROCHESTER, NY 14624-2451

Mortgage

Document Number	0003472588,
Date	Oct 5, 2026
Book Page	31454/191
Instrument	20263472588

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE NY
Recording Date	Aug 19, 2024
Property Address	2 COLD SPRING CIR, ROCHESTER, NY 14624-2451
Document Number	0000001196
Book / Page	12994 / 124
Map Reference	LB 235 PG 35
Instrument Date	Aug 9, 2024
Instrument	202408191196
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 MANDARIN DR, ROCHESTER, NY 14626-3859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COLD SPRING CIR, ROCHESTER, NY 14624-2451

Mortgage

Document Number	0000001197
Date	Aug 19, 2024
Instrument	202408191197

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 2 Cold Spring Cir was $8,769, up 265.2% from the year before.

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,769.00 (+265.22%)
2025	$2,401.00	$234,200 Land $38,600 Building $195,600	$234,200 Land $38,600 Building $195,600
2023		$148,400 (-) Land $27,200 Building $121,200	$178,800 (+9.63%) Land $32,772 Building $146,028
2022		$148,400 Land $27,200 Building $121,200	$163,100 Land $29,894 Building $133,206
2021	$2,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Cold Spring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cold Spring Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Cold Spring Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures