2 Cobblestone Ln, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 2 Cobblestone Ln, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 2000
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Dec 2020)
Tax Bill	$6,625 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`381700 112.65-2-28`

Property Details

APN / Parcel Number

Primary APN	`381700 112.65-2-28`
Alternative APN	`0517390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,348 sqft Living Area
1st Floor Area	723 sqft
2nd Floor Area	625 sqft
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 37.8 ft wide
Garage Type	Attached
Garage Area	243 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	256 sqft
Porch	Slab
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0517390
Street Address	2 COBBLESTONE LN
City	TROY
State	NY
Zip	12180-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	2 STY FR HSE & 1C ATT GAR VANDERHEYDEN EST - PH 3 1995/70 LOT 19
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	41101

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 COBBLESTONE LN, TROY, NY 12180-7405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Dec 5, 2002 · Amount on Record
Deed Document Number	2020580007
Deed Book / Page	9397 / 67
Prior Transfer Date	Dec 22, 2014
Prior Transfer Doc	0074870136
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 14, 2020
Property Address	2 COBBLESTONE LN, TROY, NY 12180-7405
Document Number	0000580007
Book / Page	009397 / 000067
Instrument Date	Dec 2, 2020
Instrument	580007
Transaction Type	Transfer
Record Updated	Jan 4, 2021
Title Company	TITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 HUDSON RIVER RD WATERFORD NY 121881907, WATERFORD, NY 12188-1907

Mortgage

Document Number	580008
Date	Dec 14, 2020
Book Page	009397/000071
Instrument	580008

Lender

Name	PREMIUM MTG
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,625.00 (-22.07%)
2025	$8,501.00 (+3.1%)	$182,000 (-) Land $13,000 Building $169,000	$311,600 (+19.85%) Land $22,257 Building $289,343
2023		$182,000 (-) Land $13,000 Building $169,000	$260,000 (+8.57%) Land $18,571 Building $241,429
2022	$8,245.00	$182,000 Land $13,000 Building $169,000	$239,474 Land $17,105 Building $222,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20