Chemung County and Elmira Town property record for 2 Cobbles St E, Elmira, NY 14905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,742 sqft · built 1900 |
| Lot Size | 0.173 acres (7,575 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,095 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| APN | 073089 99.05-2-81 |
| Primary APN | 073089 99.05-2-81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| 1st Floor Area | 878 sqft |
| 2nd Floor Area | 864 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,575 sqft (0.173 acres) |
| Lot Dimensions | 151 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 638 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01184 |
|---|---|
| Street Address | 2 COBBLES ST E |
| City | ELMIRA |
| State | NY |
| Zip | 14905-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Description | 0118 LOT 26 |
| Legal Block | 2 |
| Legal Lot Number | 81.000 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | ELMIRA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10900 |
2 Cobbles St E is owned and occupied by two individuals.
Source: Chemung County and Elmira Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 COBBLES ST E, ELMIRA, NY 14905-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 2 COBBLES ST E, ELMIRA, NY 14905-2033 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0201802652 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 201802652 |
| Name | NATIONSTAR MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Jan 1, 2033 |
The 2026 property tax bill for 2 Cobbles St E was $4,095 with a homeowner's exemption, up 17.4% from the year before.
Source: Chemung County and Elmira Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Elmira Town |
| Unified School District | Elmira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,095.00 (+17.37%) Homeowner's exemption | ||
| 2025 | $3,489.00 | $103,800 Land $15,900 Building $87,900 | $154,900 Land $23,727 Building $131,173 |
| 2023 | $103,800 Land $15,900 Building $87,900 | $142,192 Land $21,781 Building $120,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2 Cobbles St E.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2 Cobbles St E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMIRA WATER BOARD serves 54,000 people · EPA ID NY0701008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Xtreme5G Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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