2 Co Rd 1015, Oxford, MS 38655 Property Records

Lafayette County property record for 2 Co Rd 1015, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,039 sqft · built 1982
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,535 (Sep 2026)
Tax Bill	$540 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`088-33-043.00`

Property Details

APN / Parcel Number

Primary APN	`088-33-043.00`
Alternative APNs	`058-33-019` `2509`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	3,039 sqft Living Area
1st Floor Area	2,972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Utility Building	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2509
Street Address	2 COUNTY ROAD 1015
City	OXFORD
State	MS
Zip	38655-8452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/2 SW1/4 PREV APN: 058 -33-019
Legal Range	03W
Legal Township	07S
Legal Section	33
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	950403

Owner

Source: Lafayette County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Mar 21, 2022
Deed Document Number	20269068
Prior Transfer Date	Aug 28, 2026
Prior Transfer Doc	0000009068
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Sep 24, 2026
Property Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452
Document Number	0000009068
Instrument Date	Aug 28, 2026
Instrument	20269068
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452

Mortgage

Document Number	0000009069,
Date	Sep 24, 2026
Instrument	20269069

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452

Mortgage

Document Number	0020225390
Date	Jun 9, 2022
Instrument	2022-5390

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452

Mortgage

Document Number	202112472
Date	Nov 9, 2021
Instrument	202112472

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Mar 26, 2019
Property Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452
Document Number	0201902127
Instrument Date	Mar 26, 2019
Instrument	201902127
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 COUNTY ROAD 1015, 13, OXFORD, MS 38655-8453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 COUNTY ROAD 1015, OXFORD, MS 38655-8452

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$540.00 (-48.52%) Senior Citizen's exemption	$15,368 (+21.52%)	$153,680 (+21.52%) Land $20,180 Building $133,500
2023	$1,049.00 Homeowner's exemption	$12,646	$126,460 Land $20,180 Building $106,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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