2 Clover Ct, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 2 Clover Ct, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	1,925 sqft · built 1965
Lot Size	0.248 acres (10,786 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Oct 2025)
Tax Bill	$10,267 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00702-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`36-00702-0000-00009`
Alternative APNs	`360070200009` `116800`

Interior

Stories	2 Stories
Building Area	1,925 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	10,786 sqft (0.248 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	116800
Street Address	2 CLOVER CT
City	MONTVALE
State	NJ
Zip	07645-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	88XIRR
Legal Block	702
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	4
Census Block	4001
Census Tract	35100

Owner

2 Clover Ct is owned and occupied by two individuals who bought it in October 2025.

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 CLOVER CT, MONTVALE, NJ 07645-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Deed Document Number	202570490
Deed Book / Page	5622 / 1643
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 16, 2025
Property Address	2 CLOVER CT, MONTVALE, NJ 07645-1304
Document Number	0056221643
Book / Page	5622 / 1643
Instrument Date	Sep 25, 2025
Instrument	2025070490
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8123 SNELLING DR, AIKEN, SC 29803-3950

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 CLOVER CT, MONTVALE, NJ 07645-1304

Mortgage

Document Number	2025070491
Date	Oct 16, 2025
Instrument	2025070491

Lender

Name	PROVIDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2 Clover Ct was $10,267, up 4.1% from the year before.

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,300 (-) Land $236,700 Building $165,600	$402,300 (-) Land $236,700 Building $165,600
2025	$10,267.00 (+4.05%) Veteran's exemption	$402,300 Land $236,700 Building $165,600	$402,300 Land $236,700 Building $165,600
2024	$9,867.00
2023		$402,300 Land $236,700 Building $165,600	$402,300 Land $236,700 Building $165,600
2022	$9,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Clover Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1984–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Clover Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20