Essex County and Saugus Town property record for 2 Cliff St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1913 |
| Square Footage | 1,704 sqft Living Area |
| Lot Size | 7,157 sqft (0.164 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $418,000 (2019) |
| Tax Bill | $5,705.00 (2025) |
Source: Essex County and Saugus Town records · APN SAUG M:007-F B:0009 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 CLIFF ST, SAUGUS, MA 01906-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Jun 11, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CITIZENS BK/RI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | Aug 25, 2004 · Amount on Record |
| Deed Doc Number | 20192140 |
| Deed Book / Page | 37577 / 596 |
| Transfer Doc | 2314000396 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 2 CLIFF ST, SAUGUS, MA 01906-2504 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040610-317 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 40610/317 |
| Instrument | 20211227002630 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 11, 2019 |
| Property Address | 2 CLIFF ST, SAUGUS, MA 01906-2504 |
| Document Number | 37577-596 |
| Book / Page | 037577 / 000596 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 1906112140 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,906.08 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CLIFF ST SAUGUS MA 019062504, SAUGUS, MA 01906-2504 |
| Document Number | 37578-16 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 037578/000016 |
| Instrument | 1906112200 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2049 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,705.00 (+4.37%) | $534,200 (+4.09%) Land $305,000 Building $229,200 | $622,915 |
| 2024 | $5,466.00 (+2.76%) | $513,200 (+8.64%) Land $287,600 Building $225,600 | |
| 2023 | $5,319.00 | $472,400 Land $252,800 Building $219,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SAUG M:007-F B:0009 L:0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 3,538 sqft Gross Area |
| 1st Floor | 838 sqft 1st Floor |
| Basement Area | 700 sqft Basement |
| Unfinished Basement | 700 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Other Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,157 sqft (0.164 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1002035 |
|---|---|
| Street Address | 2 CLIFF ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Legal Lot Number | 1 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 208200 |
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