2 Clark St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 2 Clark St, Cranford, NJ 07016

Property Summary

Property TypeSingle Family Home
Details2,376 sqft · built 1957
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Sep 2004)
Tax Bill$15,779 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00444-0000-00001

Property Details

APN / Parcel Number

Primary APN03-00444-0000-00001
Alternative APNs
  • 030044400001
  • 4841007

Interior

Stories1 Story
Building Area2,376 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number4841007
Street Address2 CLARK ST
CityCRANFORD
StateNJ
Zip07016-2702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHIGH LANDS
Legal Block444
Legal Lot Number1
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group4
Census Block4008
Census Tract37400

Owner

2 Clark St is owned and occupied by two individuals who acquired it in March 2006.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address2 CLARK ST, CRANFORD, NJ 07016-2702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2004 · Amount on File
Deed SaleSep 16, 2004 · Amount on File
Prior SaleJun 24, 1997 · Amount on File
Deed Book / Page5453 / 875
Last Transfer DateMar 22, 2006
Transfer Doc0055730271
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address2 CLARK ST, CRANFORD, NJ 07016-2702
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145570095
DateMay 17, 2019
Book Page14557/0095
Instrument672758
Lender
NameSPENCER SAVINGS BANK SLA
TypeLending Institution
AddressELMWOOD PARK, NJ 07407
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2 Clark St was $15,779, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,400 (+1.7%) Land $83,700 Building $137,700$221,400 (+1.7%) Land $83,700 Building $137,700
2025$15,779.00 (+6.92%)$217,700 Land $83,700 Building $134,000$217,700 Land $83,700 Building $134,000
2024$14,758.00
2023$217,700 Land $83,700 Building $134,000$217,700 Land $83,700 Building $134,000
2022$14,394.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on Clark St

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