Flagler County property record for 2 Clark Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,026 sqft · built 1972 |
| Lot Size | 0.321 acres (14,026 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $347,900 (May 2022) |
| Tax Bill | $4,313 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jan 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00060-0160 |
| Primary APN | 07-11-31-7008-00060-0160 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,026 sqft Heated Area |
| Gross Area | 2,376 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,026 sqft (0.321 acres) |
| Driveway | Driveway |
| Driveway Area | 532 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2 CLARK LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST COUNTRY CLUB COVE SECTION 8 BLOCK 6 LOT 16 OR BOOK 42 PAGE 259 OR 118 PG 235 OR 151 PG 549 OR 273 PG 261 OR 448 PG |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY CLUB COVE |
| Legal Block | 6 |
| Legal Lot Number | 16 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 60103 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2 CLARK LN, PALM COAST, FL 32137-8139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Jan 19, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Jun 7, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Jan 19, 2022 · Amount on Record |
| Deed Document Number | 2022024260 |
| Deed Book / Page | 2685 / 1794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 10, 2022 |
| Property Address | 2 CLARK LN, PALM COAST, FL 32137-8139 |
| Document Number | 0026851794 |
| Book / Page | 2685 / 1794 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022024260 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,435.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094 |
| Name | Verified Name |
|---|---|
| Address | 2 CLARK LN, PALM COAST, FL 32137-8139 |
| Document Number | 0026851796 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2685/1796 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 2 CLARK LN, PALM COAST, FL 32137-8139 |
| Document Number | 0026490535 |
| Book / Page | 2649 / 535 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022002891 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,093.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 SENSENEY PATH, PALM COAST, FL 32164-5434 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2 CLARK LN, PALM COAST, FL 32137-8139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0023601407 |
|---|---|
| Date | Jun 7, 2019 |
| Book Page | 2360/1407 |
| Instrument | 2019020695 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,313.00 (+0.07%) | $237,309 (+2%) Land $48,000 Building $189,309 | $237,309 (+2%) Land $48,000 Building $189,309 |
| 2023 | $4,310.00 (+214.6%) | $232,664 (+102.8%) Land $47,500 Building $185,164 | $232,664 (+11.72%) Land $47,500 Building $185,164 |
| 2022 | $1,370.00 Homeowner's exemption | $114,726 | $208,252 Land $47,500 Building $160,752 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 4 (2009–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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