2 Clark Ave, Thurmont, MD 21788 Property Records

Frederick County property record for 2 Clark Ave, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,614 sqft · built 1955
Lot Size	0.499 acres (21,750 sqft)
Owner	2 Individual Names on File
Last Sale	$236,250 (Dec 2018)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-333421`

Property Details

APN / Parcel Number

Primary APN	`15-333421`
Alternative APN	`333421`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	2,046 sqft
1st Floor Area	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	21,750 sqft (0.499 acres)
Lot Dimensions	145 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Breezeway
Porch Area	360 sqft
Deck Area	280 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	333421
Street Address	2 CLARK AVE
City	THURMONT
State	MD
Zip	21788-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT #20-21, 150 X 145 2 CLARK AVE. THURMONT
Legal Subdivision	CHARLES H CLARKE JR PROP
Legal Block	250
Legal Lot Number	20,21
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2007
Census Tract	753001

Owner

2 Clark Ave is owned and occupied by two individuals who acquired it in March 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 CLARK AVE, THURMONT, MD 21788-1924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Feb 27, 2001 · Amount on File
Deed Book / Page	12766 / 486
Last Transfer Date	Mar 6, 2020
Transfer Doc	0135900496
Record Updated	Oct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Mar 13, 2020
Property Address	2 CLARK AVE, THURMONT, MD 21788-1924
Document Number	0135900496
Book / Page	13590 / 496
Map Reference	MB 3 PL 50
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 CLARK AVE, THURMONT, MD 21788-1924

Mortgage

Document Number	135900501
Date	Mar 13, 2020
Instrument	13590/0501

Lender

Name	WOODSBORO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Clark Ave was $3,573, up 10.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,300 (+9.89%) Land $68,300 Building $187,000	$255,300 (-) Land $68,300 Building $187,000
2025	$3,573.00 (+10.41%)	$232,333	$255,300 Land $68,300 Building $187,000
2024	$3,236.00 (+12.75%)
2023	$2,870.00	$186,400 Land $64,300 Building $122,100	$186,400 Land $64,300 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Clark Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Clark Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20