2 Circle Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 2 Circle Ave, Larchmont, NY 10538

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,537 sqft · built 1922
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on File
Last Sale	$362,500 (Jan 1999)
Tax Bill	$65,449 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553201 7-28-14`

Property Details

APN / Parcel Number

Primary APN	`553201 7-28-14`
Alternative APNs	`320100702800140000000000` `495700`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,537 sqft Living Area
1st Floor Area	2,258 sqft
2nd Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	123 ft deep x 205 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	152 sqft
Patio Area	339 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	495700
Street Address	2 CIRCLE AVE
City	LARCHMONT
State	NY
Zip	10538-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	14
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	1
Census Block	1009
Census Tract	7100

Owner

2 Circle Ave is owner-occupied and held in a trust since November 2015.

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2 CIRCLE AVE, LARCHMONT, NY 10538-4219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 1999 · Amount on File
Deed Sale	Jan 6, 1999 · Amount on File
Deed Book / Page	12202 / 64
Last Transfer Date	Nov 16, 2015
Transfer Doc	0552813150
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 13, 2020
Property Address	2 CIRCLE AVE, LARCHMONT, NY 10538-4219
Document Number	0593573467
Book / Page	059357 / 003467
Instrument Date	Dec 31, 2019
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	ALL NEW YORK TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,880.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 KNOLLWOOD DR LARCHMONT NY 105381236, LARCHMONT, NY 10538-1236

Mortgage

Document Number	600103579
Date	Jan 13, 2020
Book Page	060010/003579

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.12%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 CIRCLE AVE, LARCHMONT, NY 10538-4219
Document Number	0600103579
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	ALL NEW YORK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 KNOLLWOOD DR LARCHMONT NY 105381236, LARCHMONT, NY 10538-1236

Mortgage

Document Number	0600103579
Date	Jan 13, 2020
Book Page	060010/003579

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.12%

Tax Assessment & Valuation

The 2026 property tax bill for 2 Circle Ave was $65,449, up 29.7% from the year before.

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Municipality	Larchmont Village
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$65,449.00 (+29.66%)
2025	$50,477.00	$3,420,000 (+13.28%) Land $805,000 Building $2,615,000	$3,420,000 (+13.28%) Land $805,000 Building $2,615,000
2024		$3,019,000 (+5.01%) Land $805,000 Building $2,214,000	$3,019,000 (+5.01%) Land $805,000 Building $2,214,000
2023		$2,875,000 Land $805,000 Building $2,070,000	$2,875,000 Land $805,000 Building $2,070,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Circle Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Nearby Flood Policies	96 in force
Nearby Flood Claims	171 (1978–2024)
Claims Outside the SFHA	39 of 171
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Sandy, Nov 2012 · 48 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Circle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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