2 Cherry Tree Ln, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 2 Cherry Tree Ln, Cream Ridge, NJ 08514

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,304 sqft · built 2007
Lot Size2.01 acres (87,991 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Jul 2007)
Tax Bill$13,642 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-00044-0000-00026-06

Property Details

APN / Parcel Number

Primary APN24-00044-0000-00026-06
Alternative APN
  • 24000440000000260006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,304 sqft Living Area
Gross Area3,456 sqft
Basement Area1,152 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area87,991 sqft
Garage TypeAttached
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2 CHERRY TREE LN
CityCREAM RIDGE
StateNJ
Zip08514-2355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-5
Legal Description2.02 AC
Legal SubdivisionMDR DEVELOPERS INC FINAL
Legal Block44
Legal Lot Number26.6
JurisdictionOCEAN NJ
Township / Civil DivisionPLUMSTED
Census Block Group3
Census Block3000
Census Tract718000

Owner

2 Cherry Tree Ln is owned and occupied by two individuals who bought it in July 2007.

Source: Ocean County and Plumsted Township records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address2 CHERRY TREE LN, CREAM RIDGE, NJ 08514-2355
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2007 · Amount on File
Deed SaleJul 19, 2007 · Amount on File
Deed Document Number200799212
Deed Book / Page13716 / 1024
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address2 CHERRY TREE LN, CREAM RIDGE, NJ 08514-2355
Document Number0178360610
Instrument DateMar 18, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 CHERRY TREE LN CREAM RIDGE NJ 085142355, CREAM RIDGE, NJ 08514-2355

Mortgage

Document Number0178360610
DateMar 26, 2020
Book Page017836/000610
Instrument32623
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Cherry Tree Ln was $13,642, up 12.7% from the year before.

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionPlumsted Township
Unified School DistrictPlumsted Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$718,400 (+84.68%) Land $219,200 Building $499,200$718,400 (+84.68%) Land $219,200 Building $499,200
2025$13,642.00 (+12.73%)$389,000 Land $117,200 Building $271,800$389,000 Land $117,200 Building $271,800
2024$12,101.00
2023$371,400 Land $117,200 Building $254,200$371,400 Land $117,200 Building $254,200
2022$10,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Cherry Tree Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1992–2022)
Claims Outside the SFHA3 of 5
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cherry Tree Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 71% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

Nearby Properties on Cherry Tree Ln

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