Franklin County and Tupper Lake Town property record for 2 Cherry Ln, Tupper Lake, NY 12986
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,756 sqft · built 1991 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,938 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| APN | 162089 480.1-1-52 |
| Primary APN | 162089 480.1-1-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Basement Area | 462 sqft |
| Finished Basement | 462 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 304 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 207352 |
|---|---|
| Street Address | 2 CHERRY LN |
| City | TUPPER LAKE |
| State | NY |
| Zip | 12986-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAYMEADOW SUB LOT 52 |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | TUPPER LAKE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 951100 |
2 Cherry Ln is owned and occupied by two individuals.
Source: Franklin County and Tupper Lake Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 CHERRY LN, TUPPER LAKE, NY 12986-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Sep 1, 2026 |
| Property Address | 2 CHERRY LN, TUPPER LAKE, NY 12986-1074 |
| Document Number | 0000004911 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20264911 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | PIERCE SETTLEMENT SERVICES LLC, TIER ONE SETTLEMENT AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2 CHERRY LN, TUPPER LAKE, NY 12986-1074 |
| Document Number | 0000004911, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20264911 |
| Name | COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 2 Cherry Ln was $4,938 with exemptions applied, up 6% from the year before.
Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Tupper Lake Town |
| Unified School District | Tupper Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,938.00 (+5.99%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,659.00 | $165,000 Land $23,700 Building $141,300 | $275,000 Land $39,500 Building $235,500 |
| 2023 | $165,000 (-) Land $23,700 Building $141,300 | $235,714 (+15.71%) Land $33,857 Building $201,857 | |
| 2022 | $165,000 Land $23,700 Building $141,300 | $203,704 Land $29,259 Building $174,445 | |
| 2021 | $1,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2 Cherry Ln; there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | May 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Cherry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUPPER LAKE V serves 5,500 people · EPA ID NY1600012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Jan 2022 Total trihalomethanes not recorded as resolved · Jan 2021 Failure to filter resolved · Apr 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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