2 Cherry Ln, Charlton (Ballston Lake), NY 12019 Property Records

Saratoga County and Charlton Town property record for 2 Cherry Ln, Charlton, NY 12019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,782 sqft · built 1992
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (May 2009)
Tax Bill	$7,503 (2025)
Deeds & Mortgages	Apr 2022 Refinance Aug 2018 Line of Credit
APN	`5 J01646`

Property Details

APN / Parcel Number

Primary APN	`5 J01646`
Alternative APNs	`220024601200010340010000` `412200 246.12-1-34.1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	54,450 sqft (1.25 acres)
Lot Width	188 ft Width
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	3,400 sqft
Porch	Slab
Porch Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5 J01646
Street Address	2 CHERRY LN
City	CHARLTON
State	NY
Zip	12019-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	34.001
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1012
Census Tract	61600

Owner

2 Cherry Ln is owned and occupied by two individuals who bought it in May 2009.

Source: Saratoga County and Charlton Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 CHERRY LN, BALLSTON LAKE, NY 12019-9440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 17, 2018	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2009 · Amount on File
Deed Sale	May 13, 2009 · Amount on File
Deed Book / Page	2009 / 15845
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	2 CHERRY LN, CHARLTON, NY 12019-9440
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011916
Date	Apr 1, 2022
Instrument	2022011916

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	2 CHERRY LN, CHARLTON, NY 12019-9440
Document Number	0000025604
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHERRY LN CHARLTON NY 120199440, CHARLTON, NY 12019-9440

Mortgage

Document Number	0000025604
Date	Aug 24, 2018
Instrument	25604

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Cherry Ln was $7,503 with a homeowner's exemption.

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,503.00	$202,800 Land $36,300 Building $166,500	$413,878 Land $74,082 Building $339,796
2023		$202,800 Land $36,300 Building $166,500	$368,727 Land $66,000 Building $302,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Cherry Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cherry Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLTON WD (GLENVILLE) serves 2,000 people · EPA ID NY4503513
Water Source	Purchased groundwater from GLENVILLE WD #11
Last State Inspection	Oct 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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