2 Cher el Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 2 Cher el Ln, Saint Louis, MO 63124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,536 sqft · built 1986
Lot Size0.72 acres (31,363 sqft)
OwnerTrust Name on File
Tax Bill$16,136 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN18L-61-0560

Property Details

APN / Parcel Number

Primary APN18L-61-0560

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,536 sqft Living Area
Gross Area4,136 sqft
1st Floor Area2,947 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleContemporary
Exterior MaterialBrick
Foundation TypeRaised
Lot Area31,363 sqft (0.72 acres)
Lot Depth172 ft Depth
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Concrete/Masonry Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 CHER EL LN
CitySAINT LOUIS
StateMO
Zip63124-1749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code33C
Legal DescriptionCHER-EL LANE LOT 2 & CHER-EL LN PT RESUB 6 25 85 LOT 2
Legal SubdivisionCHER-EL LANE LOT 2 & CHER-EL LN PT RESUB
Legal Lot Number2
JurisdictionST LOUIS MO
Township / Civil DivisionCLAYTON
Census Block Group2
Census Block2000
Census Tract215400

Owner

2 Cher el Ln, a single family home, is held in a trust.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address2 CHER EL LN, SAINT LOUIS, MO 63124-1749
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2 CHER EL LN, SAINT LOUIS, MO 63124-1749
Transaction TypeMortgage
Record UpdatedFeb 14, 2024
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CHER EL LN, SAINT LOUIS, MO 63124-1749

Mortgage

Document Number2023080300267
DateAug 3, 2023
Instrument2023080300267
Lender
NameCARROLLTON BANK
TypeBank
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2 Cher el Ln was $16,136, down 0.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityLadue City
Unified School DistrictLadue School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,630 (-) Land $114,400 Building $160,230$1,445,400 (-) Land $602,100 Building $843,300
2025$16,136.00 (-0.95%)$274,630 Land $114,400 Building $160,230$1,445,400 Land $602,100 Building $843,300
2024$16,290.00 (+0.19%)
2023$16,259.00$241,380 Land $98,630 Building $142,750$1,270,400 Land $519,100 Building $751,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Cher el Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1979–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cher el Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cher el Ln

Nearby Streets

Search Property Records by Address or Parcel Number