St. Louis County property record for 2 Cher el Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,536 sqft · built 1986 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $16,136 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18L-61-0560 |
| Primary APN | 18L-61-0560 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,536 sqft Living Area |
| Gross Area | 4,136 sqft |
| 1st Floor Area | 2,947 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Depth | 172 ft Depth |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Concrete/Masonry Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 CHER EL LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | CHER-EL LANE LOT 2 & CHER-EL LN PT RESUB 6 25 85 LOT 2 |
| Legal Subdivision | CHER-EL LANE LOT 2 & CHER-EL LN PT RESUB |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 215400 |
2 Cher el Ln, a single family home, is held in a trust.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2 CHER EL LN, SAINT LOUIS, MO 63124-1749 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2 CHER EL LN, SAINT LOUIS, MO 63124-1749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2 CHER EL LN, SAINT LOUIS, MO 63124-1749 |
| Document Number | 2023080300267 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023080300267 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 2 Cher el Ln was $16,136, down 0.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,630 (-) Land $114,400 Building $160,230 | $1,445,400 (-) Land $602,100 Building $843,300 | |
| 2025 | $16,136.00 (-0.95%) | $274,630 Land $114,400 Building $160,230 | $1,445,400 Land $602,100 Building $843,300 |
| 2024 | $16,290.00 (+0.19%) | ||
| 2023 | $16,259.00 | $241,380 Land $98,630 Building $142,750 | $1,270,400 Land $519,100 Building $751,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Cher el Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Cher el Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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