2 Chastain Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 2 Chastain Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,612 sqft · built 1998
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,155 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A982000512`

Property Details

APN / Parcel Number

Primary APN	`A982000512`
Alternative APN	`2-0066-7789-00-0075.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Gross Area	4,494 sqft
1st Floor Area	1,410 sqft
Basement Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Deck Area	Deck Area
Patio Area	415 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982000512
Street Address	2 CHASTAIN CT
City	O FALLON
State	MO
Zip	63368-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT HUTCHINGS FARM #1 LOT 75
Legal Subdivision	VLGS AT HUTCHINGS FARM #1
Legal Lot Number	75
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2012
Census Tract	311735

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CHASTAIN CT, O FALLON, MO 63368-6643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMERCE BANK
Nov 25, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Oct 25, 2019	Deed of Trust, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2015
Deed Sale	Sep 8, 2015
Prior Sale	Nov 4, 1998 · Amount on Record
Deed Document Number	2015594790
Deed Book / Page	6417 / 804
Prior Transfer Date	Dec 13, 2004
Prior Transfer Doc	0040560001
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 CHASTAIN CT, O FALLON, MO 63368-6643
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHASTAIN CT, O FALLON, MO 63368-6643

Mortgage

Document Number	0000101126
Date	Dec 15, 2021
Instrument	2021R-101126

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 CHASTAIN CT, O FALLON, MO 63368-6643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068121890
Date	Sep 25, 2017
Book Page	6812/1890
Instrument	20170925000601650

Lender

Name	COMMERCE BANK
Type	Bank
Address	O FALLON, MO 63366

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 CHASTAIN CT, O FALLON, MO 63368-6643
Document Number	0000096374
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 CHASTAIN CT O FALLON MO 633686643, O FALLON, MO 63368-6643

Mortgage

Document Number	0000096374
Date	Dec 9, 2020
Instrument	96374

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 8, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 CHASTAIN CT, O FALLON, MO 63368-6643
Document Number	0071720694
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 CHASTAIN CT O FALLON MO 633686643, O FALLON, MO 63368-6643

Mortgage

Document Number	0071720694
Date	Oct 30, 2019
Book Page	007172/000694
Instrument	613920

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,432 (-)	$423,324 (-) Land $75,000 Building $348,324
2025	$5,155.00 (+10.76%)	$80,432 (+14.12%)	$423,324 (+14.12%) Land $75,000 Building $348,324
2024	$4,654.00
2023		$70,478
2022			$370,937 Land $55,000 Building $315,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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