2 Chartridge Dr, Hagerstown, MD 21742 Property Records

Washington County property record for 2 Chartridge Dr, Hagerstown, MD 21742

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,367 sqft · built 1989
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Mar 2020)
Tax Bill	$2,891 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-030012`

Property Details

APN / Parcel Number

Primary APN	`18-030012`
Alternative APN	`030012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,367 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,987 sqft (0.367 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	50 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	030012
Street Address	2 CHARTRIDGE DR
City	HAGERSTOWN
State	MD
Zip	21742-3476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT CH2 SEC F 0.367A 2 CHARTRIDGE DRIVE POTOMAC MANOR
Legal Subdivision	POTOMAC MANOR
Legal Lot Number	CH2
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	1
Census Block	1003
Census Tract	100

Owner

2 Chartridge Dr is owned and occupied by two individuals who bought it in March 2020.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 11, 2020	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Prior Sale	Jun 15, 2004 · Amount on File
Deed Book / Page	6200 / 81
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	2 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3476
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3476

Mortgage

Document Number	0078460404
Date	Jan 22, 2026
Book Page	7846/404

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	305 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	2 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3476
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066480271
Date	Jun 4, 2021
Book Page	6648/271

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 11, 2020
Property Address	2 CHARTRIDGE DR, HAGERSTOWN, MD 21742-3476
Document Number	0062000081
Book / Page	006200 / 000081
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 CHARTRIDGE DR HAGERSTOWN MD 217423476, HAGERSTOWN, MD 21742-3476

Mortgage

Document Number	62000090
Date	Mar 11, 2020
Book Page	006200/000090

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 Chartridge Dr was $2,891, up 13.9% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,891.00 (+13.91%)	$279,233 (+13.9%)	$313,300 (-) Land $57,900 Building $255,400
2025	$2,538.00	$245,167	$313,300 Land $57,900 Building $255,400
2023	$2,090.00	$200,967	$211,100 Land $57,900 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Chartridge Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1991–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Chartridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

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