Middlesex County and Stoneham Town property record for 2 Charles St, Stoneham, MA 02180
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,964 sqft · built 1900 |
| Lot Size | 0.171 acres (7,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,000 (May 1996) |
| Tax Bill | $8,485 (2026) |
| Deeds & Mortgages | Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | STON M:12 B:000 L:205 |
| Primary APN | STON M:12 B:000 L:205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,964 sqft Living Area |
| Gross Area | 5,306 sqft |
| Basement Area | 1,448 sqft |
| Unfinished Basement | 1,086 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,453 sqft (0.171 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1031 |
|---|---|
| Street Address | 2 CHARLES ST |
| City | STONEHAM |
| State | MA |
| Zip | 02180-3806 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA |
| Legal Lot Number | 205 |
| Jurisdiction | STONEHAM MA |
| Township / Civil Division | STONEHAM |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 337101 |
2 Charles St, a duplex, is owned and occupied by two individuals who bought it in May 1996.
Source: Middlesex County and Stoneham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 CHARLES ST, STONEHAM, MA 02180-3806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 1996 · Amount on File |
| Deed Sale | May 24, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STONEHAM MA |
| Property Address | 2 CHARLES ST, STONEHAM, MA 02180-3806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72169-324 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 72169/324 |
| Instrument | 11370 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 2 Charles St was $8,485, up 4.8% from the year before.
Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stoneham Town |
| Unified School District | Stoneham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,485.00 (+4.79%) | $843,400 (+6.56%) Land $374,600 Building $468,800 | $883,853 |
| 2025 | $8,097.00 (+0.16%) | $791,500 (+3.68%) Land $355,800 Building $435,700 | |
| 2024 | $8,084.00 (-0.96%) | $763,400 (+3.82%) Land $327,700 Building $435,700 | |
| 2023 | $8,162.00 | $735,300 Land $299,600 Building $435,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Sep 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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