2 Charles St, Central Square, NY 13036 Property Records

Oswego County and West Monroe Town property record for 2 Charles St, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,917 sqft · built 1940
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Aug 2025)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Aug 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`356000 307.12-03-03`

Property Details

APN / Parcel Number

Primary APN	`356000 307.12-03-03`
Alternative APN	`600030701200030030000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	573 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	158 ft deep x 210 ft wide
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 CHARLES ST
City	CENTRAL SQUARE
State	NY
Zip	13036-2192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WH
Legal Description	LOT 134 010-034-000
Legal Subdivision	ONEIDA LAKE SHORE
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	OSWEGO NY
Township / Civil Division	WEST MONROE
Census Block Group	2
Census Block	2018
Census Tract	20704

Owner

Source: Oswego County and West Monroe Town records · APN 356000 307.12-03-03

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 CHARLES ST, CENTRAL SQUARE, NY 13036-2173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Aug 02, 1999 · Amount on Record
Deed Document Number	2025R2025007005
Record Updated	Jun 08, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 18, 2025
Property Address	2 CHARLES ST, CENTRAL SQUARE, NY 13036-2192
Document Number	0000007005
Instrument Date	Aug 15, 2025
Instrument	R-2025-007005
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	GATEWAY ABSTRACT, GATEWAY ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 CHARLES ST, CENTRAL SQUARE, NY 13036-2192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHARLES ST, CENTRAL SQUARE, NY 13036-2173
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oswego County and West Monroe Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	West Monroe Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00 (+1.51%)	$162,000 (+6.58%) Land $15,100 Building $146,900	$162,000 (+6.58%) Land $15,100 Building $146,900
2024	$4,029.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$152,000 (+16.03%) Land $15,100 Building $136,900	$152,000 (+16.03%) Land $15,100 Building $136,900
2023		$131,000 Land $13,000 Building $118,000	$131,000 Land $13,000 Building $118,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750207042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 27 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	OCWA public/private · serves 350,000 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.