2 Chapin St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 2 Chapin St, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1947
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,500 (Dec 1997)
Tax Bill	$4,854 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137 0000 0010 A`

Property Details

APN / Parcel Number

Primary APN	`137 0000 0010 A`
Alternative APN	`LAWR M:0137 B:0000 L:0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,574 sqft Living Area
Gross Area	2,792 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	137 0000 0010 A
Street Address	2 CHAPIN ST
City	LAWRENCE
State	MA
Zip	01843-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	10
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1016
Census Tract	251800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CHAPIN ST, LAWRENCE, MA 01843-2414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit NESC FEDERAL CREDIT UNION
Oct 15, 2018	Deed of Trust, Mortgage NESC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 1997 · Amount on Record
Deed Sale	Dec 31, 1997 · Amount on Record
Prior Sale	Mar 28, 1988 · Amount on Record
Deed Book / Page	4931 / 130
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	2 CHAPIN ST, LAWRENCE, MA 01843-2414
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018355-215
Date	Aug 13, 2025
Book Page	18355/215
Instrument	13731

Lender

Name	NESC FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	2 CHAPIN ST, LAWRENCE, MA 01843-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15648-162
Date	Oct 15, 2018
Book Page	15648/162
Instrument	25125

Lender

Name	NESC FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,854.00 (+2.12%)	$561,800 (+4.02%) Land $189,600 Building $372,200	$581,819 (+5.79%)
2025	$4,753.00 (+2.66%)	$540,100 (+7.91%) Land $167,900 Building $372,200	$549,955
2024	$4,630.00 (-3.68%)	$500,500 (+5.79%) Land $141,700 Building $358,800
2023	$4,807.00	$473,100 Land $126,400 Building $346,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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