Berrien County property record for 2 Chamberlain St, Three Oaks, MI 49128 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,424 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | 384 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,353.00 (2025) |
Source: Berrien County records · APN 20-0002-0003-00-9
Assessment roll updated June 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 CHAMBERLAIN ST, THREE OAKS, MI 49128-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2009 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA |
| Jul 17, 2008 | Deed of Trust, Mortgage HORIZON BANK NA |
| Aug 01, 2006 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA |
| Aug 01, 2006 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) HORIZON BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2006 |
| Deed Sale | Aug 01, 2006 |
| Prior Sale | Mar 24, 1995 · Amount on Record |
| Deed Book / Page | 2730 / 1594 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2 CHAMBERLAIN ST, THREE OAKS, MI 49128-1110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 02903/2789 |
|---|---|
| Date | Nov 17, 2009 |
| Book Page | 2903/2789 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2 CHAMBERLAIN ST, THREE OAKS, MI 49128-1110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 02851/2381 |
|---|---|
| Date | Jul 17, 2008 |
| Book Page | 2851/2381 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jul 01, 2013 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 52-Week T-Bill (1-Year) |
| Margin | 3 |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2 CHAMBERLAIN ST, THREE OAKS, MI 49128-1110 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 02730/1617 |
|---|---|
| Date | Aug 01, 2006 |
| Book Page | 2730/1617 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Address | 515 FRANKLIN ST, MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 30, 2016 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 01, 2006 |
| Property Address | 2 CHAMBERLAIN ST, THREE OAKS, MI 49128-1110 |
| Document Number | 02730/1594 |
| Book / Page | 2730 / 1594 |
| Instrument Date | Jun 28, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | MERIDIAN TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7552 DIBBLE AVE NW, SEATTLE, WA 98117-5125 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 10009 S TRUMBULL AVE, EVERGREEN PARK, IL 60805-3414 |
| Document Number | 0027301596 |
|---|---|
| Date | Aug 01, 2006 |
| Instrument | 2730/1596 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Change Frequency | Annually |
| Index | 52-Week T-Bill (1-Year) |
| Margin | 3 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Unified School District | River Valley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,700 (+17.25%) | $179,400 (+17.25%) | |
| 2025 | $2,353.00 (+8.78%) | ||
| 2023 | $76,500 | $153,000 | |
| 2022 | $2,163.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 9% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20-0002-0003-00-9 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,424 sqft Living Area |
| 1st Floor | 1,424 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 384 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 2 CHAMBERLAIN ST |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-1110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM 1266'W & 412.2'S OF NE COR OF SE1/4 OF SW1/4 SEC 2 T8S R20W TH E 10 RDS S 56.3' W 10 RDS N 56.3' TO BEG |
| Legal Range | 20W |
| Legal Township | 08S |
| Legal Section | 02 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | THREE OAKS |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 11400 |
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