2 Chadwick Dr, Charleston, SC 29407 Property Records

Charleston County property record for 2 Chadwick Dr, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,458 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Jun 2000)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`421-06-00-012`

Property Details

APN / Parcel Number

Primary APN	`421-06-00-012`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asbestos
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	148 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	218 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 CHADWICK DR
City	CHARLESTON
State	SC
Zip	29407-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WINDERMERE DESCRIPTION -LT 219 BLK B
Legal Subdivision	WINDERMERE
Legal Block	B
Legal Lot Number	219
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1060
Census Tract	3000

Owner

2 Chadwick Dr is owned and occupied by an individual who acquired it in September 2006.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2 CHADWICK DR, CHARLESTON, SC 29407-7464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2000 · Amount on File
Deed Sale	Jun 15, 2000 · Amount on File
Deed Book / Page	349 / 352
Last Transfer Date	Sep 25, 2006
Transfer Doc	00O5990817
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Aug 4, 2026
Property Address	2 CHADWICK DR, CHARLESTON, SC 29407-7464
Document Number	0000049053
Book / Page	1407 / 553
Instrument Date	Jul 30, 2026
Instrument	202649053
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHADWICK DR, CHARLESTON, SC 29407-7464

Mortgage

Document Number	0000049053,
Date	Aug 4, 2026
Book Page	1407/553
Instrument	202649053

Lender

Name	SOUTH STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 20, 2031

Interest

Rate	6.43%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Chadwick Dr was $2,065, up 13.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00 (+13.52%)	$388,947 (+2,774.7%) Land $159,780 Building $229,167	$591,200 Land $239,500 Building $351,700
2024	$1,819.00	$13,530
2022	$1,684.00	$13,530	$427,700 Land $175,700 Building $252,000
2020			$427,700 Land $175,700 Building $252,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Chadwick Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 341 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	406 units insured incl. 65 condo units
Nearby Flood Claims	194 (1982–2024)
Claims Outside the SFHA	35 of 194
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Chadwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Home Telecom.

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