Worcester County and Sterling Town property record for 2 Chad Ln, Sterling, MA 01564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,040 sqft · built 2011 |
| Lot Size | 0.928 acres (40,424 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,702 (2026) |
| Deeds & Mortgages | Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | STER M:00086 L:040.9 |
| Primary APN | STER M:00086 L:040.9 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 3,784 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 996 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,424 sqft (0.928 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2 CHAD LN |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Subdivision | CD CORRINNE BUILDERS INC |
| Legal Lot Number | 40.9 |
| Jurisdiction | STERLING MA |
| Township / Civil Division | STERLING |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 719100 |
2 Chad Ln is owner-occupied and held in a trust since October 2024.
Source: Worcester County and Sterling Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2 CHAD LN, STERLING, MA 01564-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2014 |
| Deed Sale | May 23, 2014 |
| Prior Sale | Oct 26, 2012 · Amount on File |
| Deed Book / Page | 52351 / 217 |
| Last Transfer Date | Oct 30, 2024 |
| Transfer Doc | 0071235-17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 2 CHAD LN, STERLING, MA 01564-1556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63208-86 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 63208/86 |
| Instrument | 103120 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 2 Chad Ln was $8,702, up 1.9% from the year before.
Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,702.00 (+1.86%) | $693,400 (+4.54%) Land $176,100 Building $517,300 | $658,920 (-3.07%) |
| 2025 | $8,543.00 (+1.22%) | $663,300 (+4.6%) Land $152,500 Building $510,800 | $679,820 (+16.55%) |
| 2024 | $8,440.00 (+8.78%) | $634,100 (+16.86%) Land $147,400 Building $486,700 | $583,300 |
| 2023 | $7,759.00 | $542,600 Land $139,800 Building $402,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Chad Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Chad Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Feb 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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