Westchester County and New Castle Town property record for 2 Cerf Ln, Mount Kisco, NY 10549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,477 sqft · built 2001 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,205,000 (Aug 2026) |
| Tax Bill | $52,720 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553600 71.14-2-17.11 |
| Primary APN | 553600 71.14-2-17.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 5,477 sqft Living Area |
| 1st Floor Area | 2,010 sqft |
| 2nd Floor Area | 1,673 sqft |
| Basement Area | 1,894 sqft |
| Finished Basement | 1,894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 74,488 sqft (1.71 acres) |
| Garage Type | Mixed |
| Garage Area | 1,124 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Account Number | 2617000 |
|---|---|
| Street Address | 2 CERF LN |
| City | MOUNT KISCO |
| State | NY |
| Zip | 10549-4050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Block | 2 |
| Legal Lot Number | 17.011 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NEW CASTLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 13104 |
2 Cerf Ln is owned by two individuals who bought it in August 2026.
Source: Westchester County and New Castle Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 TURNER DR, CHAPPAQUA, NY 10514-1110 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Prior Sale | Jun 18, 2002 · Amount on File |
| Deed Document Number | 20263628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 10, 2026 |
| Property Address | 2 CERF LN, MOUNT KISCO, NY 10549-4050 |
| Document Number | 0000003628 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20263628 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | THOROUGHBRED TITLE LLC, THOROUGHBRED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,294,820.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 TURNER DR, CHAPPAQUA, NY 10514-1110 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003628, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 2026662083628 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 2 CERF LN, MOUNT KISCO, NY 10549-4050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | REGISTER ABSTRACT CO INC |
| Name | Verified Name |
|---|
| Document Number | 0592213088 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 592213088 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 2 Cerf Ln was $52,720, up 12.5% from the year before.
Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | New Castle Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,720.00 (+12.5%) | ||
| 2025 | $46,864.00 | $365,300 (+23.6%) Land $175,000 Building $190,300 | $2,618,638 (+24.66%) Land $1,254,480 Building $1,364,158 |
| 2024 | $295,550 (-) Land $175,000 Building $120,550 | $2,100,568 (+5.19%) Land $1,243,781 Building $856,787 | |
| 2023 | $295,550 Land $175,000 Building $120,550 | $1,996,959 Land $1,182,432 Building $814,527 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Cerf Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2007) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Cerf Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT KISCO WATER DEPARTMENT serves 11,187 people · EPA ID NY5903437 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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