2 Centre St, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 2 Centre St, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,396 sqft · built 2019
Lot Size	1.91 acres (83,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2019)
Tax Bill	$7,904 (2025)
Deeds & Mortgages	Nov 2020 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`466-195-14`

Property Details

APN / Parcel Number

Primary APN	`466-195-14`
Alternative APN	`HAVE M:0466 B:00195 L:14-8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,396 sqft Living Area
Gross Area	4,876 sqft
Basement Area	1,340 sqft
Unfinished Basement	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,230 sqft (1.91 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	466-195-14
Street Address	2 CENTRE ST
City	HAVERHILL
State	MA
Zip	01830-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	195
Legal Lot Number	14-8
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2019
Census Tract	260302

Owner

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CENTRE ST, HAVERHILL, MA 01830-2307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND
May 24, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Document Number	20195420
Deed Book / Page	37536 / 429
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	2 CENTRE ST, HAVERHILL, MA 01830-2307
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39128-267
Date	Nov 2, 2020
Book Page	39128/267
Instrument	20201102000880

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	2 CENTRE ST, HAVERHILL, MA 01830-2307
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38305-223
Date	Mar 2, 2020
Book Page	38305/223
Instrument	20200302004810

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	May 24, 2019
Property Address	2 CENTRE ST, HAVERHILL, MA 01830-2307
Document Number	37536-429
Book / Page	37536 / 429
Instrument Date	May 22, 2019
Instrument	20190524005420
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CENTRE ST, HAVERHILL, MA 01830-2307

Mortgage

Document Number	190524005430
Date	May 24, 2019
Instrument	190524005430

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,904.00 (+5.37%)	$738,000 (+4.68%) Land $229,500 Building $508,500	$742,140
2024	$7,501.00 (+1.56%)	$705,000 (+6.43%) Land $216,300 Building $488,700
2023	$7,386.00	$662,400 Land $216,300 Building $446,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	148 units insured incl. 106 condo units
Nearby Flood Claims	24 (1979–2024)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 13 claims Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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