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2 Central Ter, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 2 Central Ter, Needham Heights, MA 02494 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 926 sqft · built 1947
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$990,000 (Jun 2022)
Tax Bill$10,812 (2025)
Deeds & MortgagesJan 2021 Refinance
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:0840002500000

Property Details

APN / Parcel Number

Primary APNM:0840002500000
Alternative APN
  • NEED M:084.0 B:0025 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area926 sqft Living Area
Gross Area1,576 sqft
1st Floor Area926 sqft
Basement Area926 sqft
Unfinished Basement231 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address2 CENTRAL TER
CityNEEDHAM HEIGHTS
StateMA
Zip02494-2632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block25
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group1
Census Block1007
Census Tract403502

Owner

Source: Norfolk County and Needham Town records · APN M:0840002500000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 CENTRAL TER, NEEDHAM HEIGHTS, MA 02494-2632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FCU
Jun 23, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2022 · Amount on Record
Deed SaleJun 23, 2022 · Amount on Record
Prior SaleMay 12, 2015 · Amount on Record
Deed Book / Page40633 / 133
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address2 CENTRAL TER, NEEDHAM, MA 02494-2632
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038832-29
DateJan 05, 2021
Book Page38832/29
Instrument1080
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJun 23, 2022
Property Address2 CENTRAL TER, NEEDHAM, MA 02494-2632
Document Number040633-133
Book / Page40633 / 133
Instrument DateJun 23, 2022
Instrument55621
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2 CENTRAL TER, NEEDHAM, MA 02494-2632

Mortgage

Document Number0000055622
DateJun 23, 2022
Instrument55622
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,812.00 (+29.72%)$1,020,000 (+59.57%) Land $627,100 Building $392,900$957,410 (-13.28%)
2024$1,103,995
2023$8,335.00$639,200 Land $380,000 Building $259,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214035021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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