2 Central Sq, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 2 Central Sq, Chelmsford, MA 01824

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 9 ba · 14,506 sqft · built 1800
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$1,050,000 (Jan 2014)
Tax Bill$3,208 (2026)
Deeds & MortgagesJan 2017 Mortgage
Mar 2020 Refinance
Flood ZoneZone X (minimal risk)
APNCHEL M:0084 B:0336 L:2

Property Details

APN / Parcel Number

Primary APNCHEL M:0084 B:0336 L:2
Alternative APN
  • 7591

Interior

Bedrooms9 Beds
Full Baths9 Baths
Units16 Units
Building Area14,506 sqft Garage
Basement Area3,562 sqft
Unfinished Basement3,562 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Exterior MaterialShingles
Lot Area3,485 sqft (0.08 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number7591
Street Address2 CENTRAL SQ
CityCHELMSFORD
StateMA
Zip01824-3015
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeCV
Legal Block336
Legal Lot Number2
JurisdictionCHELMSFORD MA
Township / Civil DivisionCHELMSFORD
Census Block Group4
Census Block4000
Census Tract317101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chelmsford Center Historic District
listed 1980 · 37 contributing resources · NRIS 80000646

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Central Sq, a residential property, is owned by a company that bought it in January 2014.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address8 CENTRAL SQ, CHELMSFORD, MA 01824-3015
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2017Deed of Trust, Mortgage · Commercial Mortgage
GEORGETOWN SAVINGS BANK
Mar 6, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NBT BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2014 · Amount on File
Deed SaleJan 31, 2014 · Amount on File
Deed Book / Page27979 / 107
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address2 CENTRAL SQ, CHELMSFORD, MA 01824-3015
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number30825-145
DateJan 9, 2017
Book Page30825/145
Instrument1077
Lender
NameGEORGETOWN SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address2 CENTRAL SQ, CHELMSFORD, MA 01824-3015
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33895-134
DateMar 6, 2020
Book Page33895/134
Instrument10047
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2 Central Sq was $3,208, down 85% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionChelmsford Town
Unified School DistrictChelmsford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,208.00 (-85%)$205,100 (-86.67%) Building $205,100
2025$21,384.00 (+5%)$1,538,400 (+2.89%) Land $504,000 Building $1,034,400
2024$20,365.00$1,495,200 (+9.34%) Land $504,000 Building $991,200
2023$1,367,500 Land $504,000 Building $863,500
2018$19,172.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Central Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Central Sq has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELMSFORD WATER DISTRICT
serves 28,750 people · EPA ID MA3056000
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

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