Somerset County and Bridgewater Township property record for 2 Cedar St, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,396 sqft · built 1921 |
| Lot Size | 0.745 acres (32,452 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Mar 2020) |
| Tax Bill | $7,405 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00500-0000-00123 |
| Primary APN | 06-00500-0000-00123 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,396 sqft Living Area |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Construction Type | Frame |
| Lot Area | 32,452 sqft (0.745 acres) |
| Lot Dimensions | 266 ft deep x 122 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | S001 |
|---|---|
| Street Address | 2 CEDAR ST |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 500 |
| Legal Lot Number | 123 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50902 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 CEDAR ST, BRIDGEWATER, NJ 08807-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 18, 2020 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2020 · Amount on Record |
| Deed Sale | Mar 18, 2020 · Amount on Record |
| Deed Document Number | 202011890 |
| Deed Book / Page | 7198 / 60 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 2 CEDAR ST, BRIDGEWATER, NJ 08807-2133 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062610 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 7394/1017 |
| Instrument | 2021062610 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Mar 18, 2020 |
| Property Address | 2 CEDAR ST, BRIDGEWATER, NJ 08807-2133 |
| Document Number | 0000011890 |
| Book / Page | 007198 / 000060 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 11890 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | GUARDIAN SETTLEMENT AGENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CEDAR ST BRIDGEWATER NJ 088072133, BRIDGEWATER, NJ 08807-2133 |
| Document Number | 11891 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 007198/000070 |
| Instrument | 11891 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,000 (+7.84%) Land $239,900 Building $174,100 | $414,000 (+7.84%) Land $239,900 Building $174,100 | |
| 2025 | $7,405.00 (+3.06%) | $383,900 (+10.03%) Land $227,200 Building $156,700 | $383,900 (+10.03%) Land $227,200 Building $156,700 |
| 2024 | $7,185.00 (+5.35%) | ||
| 2023 | $348,900 Land $227,200 Building $121,700 | $348,900 Land $227,200 Building $121,700 | |
| 2022 | $6,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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