2 Cedar Point Park, Troy, IL 62294 Property Records

Madison County property record for 2 Cedar Point Park, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,963 sqft · built 2016
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$361,000 (Sep 2016)
Tax Bill	$9,486 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Mortgage + 1 more
APN	`09-2-22-15-01-101-040`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-15-01-101-040`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,963 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	127 ft deep x 86 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2 CEDAR POINT PARK
City	TROY
State	IL
Zip	62294-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FINAL PLAT OF HAMPTON GLEN - PHASE 1 LOT 224 86.88 X 127.92 IRREGULAR
Legal Subdivision	FINAL PLAT OF HAMPTON GLEN
Legal Phase	1
Legal Lot Number	224
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1003
Census Tract	403532

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 CEDAR POINT PARK, TROY, IL 62294-1158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2016 · Amount on Record
Deed Sale	Sep 13, 2016 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	201631994
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	2 CEDAR POINT PARK, TROY, IL 62294-1158
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008295
Date	Mar 23, 2026
Instrument	2026R08295

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	11%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	2 CEDAR POINT PARK, TROY, IL 62294-1158
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	TOWN & COUNTRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025783
Date	Aug 3, 2022
Instrument	2022R25783

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	2 CEDAR POINT PARK, TROY, IL 62294-1158
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009228
Date	Mar 4, 2021
Instrument	2021R09228

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,486.00 Homeowner's exemption	$152,050 (+7.24%) Land $25,390 Building $126,660	$456,150 (+7.24%) Land $76,170 Building $379,980
2024	$9,486.00 (+12.82%)	$141,790 (+19.61%) Land $23,680 Building $118,110	$425,370 (+19.49%) Land $71,040 Building $354,330
2022	$8,408.00	$118,540 Land $19,800 Building $98,740	$355,976 Land $59,459 Building $296,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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