2 Cayer Way, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 2 Cayer Way, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,573 sqft · built 1999
Lot Size	2.93 acres (127,631 sqft)
Owner	Trust Name on File
Last Sale	$110,000 (May 2015)
Tax Bill	$10,567 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:37C B:0035 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:37C B:0035 L:0`
Alternative APN	`3057`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,573 sqft Living Area
Gross Area	8,042 sqft
Basement Area	2,504 sqft
Unfinished Basement	2,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	127,631 sqft (2.93 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3057
Street Address	2 CAYER WAY
City	IPSWICH
State	MA
Zip	01938-1082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Subdivision	JEAN P JACQUELINE CAYER
Legal Block	35
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	2
Census Block	2033
Census Tract	223300

Owner

2 Cayer Way is owner-occupied and held in a trust since November 2020.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	2 CAYER WAY, IPSWICH, MA 01938-1082
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2015 · Amount on File
Deed Sale	May 15, 2015 · Amount on File
Prior Sale	Jul 26, 2012 · Amount on File
Deed Book / Page	34058 / 62
Last Transfer Date	Nov 11, 2020
Transfer Doc	39175-516
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	2 CAYER WAY, IPSWICH, MA 01938-1082
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042685-439
Date	Apr 29, 2025
Book Page	42685/439
Instrument	20250429000350

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Nov 13, 2020
Property Address	2 CAYER WAY, IPSWICH, MA 01938-1082
Document Number	39175-516
Book / Page	039175 / 000516
Instrument Date	Nov 11, 2020
Instrument	13002430
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	CAYER WAY IPSWICH MA 01938, IPSWICH, MA 01938

Tax Assessment & Valuation

The 2026 property tax bill for 2 Cayer Way was $10,567, up 5% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,567.00 (+4.97%)	$980,200 (+8.56%) Land $401,300 Building $578,900	$1,138,190 (+4.07%)
2025	$10,067.00 (-2.24%)	$902,900 (-0.22%) Land $374,700 Building $528,200	$1,093,640
2024	$10,298.00 (-2.55%)	$904,900 (+4.73%) Land $377,500 Building $527,400
2023	$10,567.00	$864,000 Land $353,400 Building $510,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Cayer Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cayer Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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