2 Cave Rock Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 2 Cave Rock Rd, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,497 sqft · built 2004
Lot Size	0.252 acres (10,968 sqft)
Owner	2 Company Names on Record
Last Sale	$681,800 (Jul 2004)
Tax Bill	$10,526 (2026)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-G B:0001 L:0054`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-G B:0001 L:0054`
Alternative APN	`M:010=G B:0001 L:0054`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,497 sqft Living Area
Gross Area	5,156 sqft
1st Floor Area	1,776 sqft
Basement Area	1,776 sqft
Unfinished Basement	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,968 sqft (0.252 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 CAVE ROCK RD
City	SAUGUS
State	MA
Zip	01906-1484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2010
Census Tract	208302

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2 CAVE ROCK RD, SAUGUS, MA 01906-1484
Owner Type	Company
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 25, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2004 · Amount on Record
Deed Sale	Jul 14, 2004 · Amount on Record
Deed Document Number	2004
Deed Book / Page	23126 / 537
Last Transfer Date	Feb 5, 2026
Transfer Doc	043292-360
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 25, 2026
Property Address	2 CAVE ROCK RD, SAUGUS, MA 01906-1484
Document Number	043292-369
Book / Page	43292 / 369
Instrument Date	Feb 5, 2026
Instrument	20260325002380
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 CAVE ROCK RD, SAUGUS, MA 01906-1484

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 25, 2026
Property Address	2 CAVE ROCK RD, SAUGUS, MA 01906-1484
Document Number	043292-360
Book / Page	43292 / 360
Instrument Date	Feb 5, 2026
Instrument	20260325002350
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 CAVE ROCK RD, SAUGUS, MA 01906-1484

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	2 CAVE ROCK RD, SAUGUS, MA 01906-1484
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36087-270
Date	Aug 9, 2017
Book Page	36087/270
Instrument	136

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,526.00 (+3.46%)	$1,010,200 (+6.05%) Land $395,700 Building $614,500	$1,105,834 (+3.81%)
2025	$10,174.00 (+3.02%)	$952,600 (+2.73%) Land $359,300 Building $593,300	$1,065,235
2024	$9,876.00 (+1.78%)	$927,300 (+7.61%) Land $345,700 Building $581,600
2023	$9,703.00	$861,700 Land $313,800 Building $547,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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