2 Catherine Cir, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 2 Catherine Cir, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,184 sqft · built 1980
Lot Size	0.965 acres (42,035 sqft)
Owner	2 Trust Names on Record
Last Sale	$699,000 (Aug 2016)
Tax Bill	$18,671 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-14 05A-41`

Property Details

APN / Parcel Number

Primary APN	`R-14 05A-41`
Alternative APNs	`STOW M:000R-14 P:005A-41` `M:000R=14 P:005A=41`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,184 sqft Living Area
Gross Area	5,612 sqft
1st Floor Area	1,652 sqft
Basement Area	1,652 sqft
Unfinished Basement	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	42,035 sqft (0.965 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-14 05A-41
Street Address	2 CATHERINE CIR
City	STOW
State	MA
Zip	01775-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	BIRCH HILL ESTATES SEC I
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2013
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2 CATHERINE CIR, STOW, MA 01775-1345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 19, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MIDDLESEX SAVINGS BANK
Oct 31, 2025	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2016 · Amount on Record
Deed Sale	Aug 15, 2016 · Amount on Record
Prior Sale	May 14, 2014 · Amount on Record
Deed Book / Page	67807 / 236
Transfer Doc	067807-236
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	2 CATHERINE CIR, STOW, MA 01775-1345
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079613-573
Date	Jan 31, 2022
Book Page	79613/573
Instrument	16368

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	2 CATHERINE CIR, STOW, MA 01775-1345
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080450-457
Date	Jul 19, 2022
Book Page	80450/457
Instrument	109612

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	2 CATHERINE CIR, STOW, MA 01775-1345
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084820-450
Date	Oct 31, 2025
Book Page	84820/450
Instrument	133413

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,671.00 (+26.58%)	$1,044,800 (+23.4%) Land $391,600 Building $653,200	$1,033,350 (+2.02%)
2025	$14,750.00 (+4.61%)	$846,700 (+1.9%) Land $373,000 Building $473,700	$1,012,890
2024	$14,100.00	$830,900 Land $357,200 Building $473,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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